Most Recent Auto Insurance Articles in Auto Owners Insurance

• Reasons for being Denied Payment on Car Insurance

  by Jasper Ericks

  Most people that have car insurance rely on their insurance company to make sure that they get covered in case of a traffic accident. Motorists apply for car insurance to protect themselves and their vehicle from payments to damages done to their car and to payments for any injuries suffered from that accident. And in most cases, this theory applies. However in few other cases, this may not always be the case. Nine out ten cases of insured motorists’ claming … (more) April 3, 2010

• The reasons to get your car insured

  by Jasper Ericks

  Ordinary individuals who are new to the concept of getting and securing a car policy will not fully grasp its importance unless he or she will have a reason to get one.  Policies generally are risk settlements made by companies and policy holders. Good and efficient risk management is the main goal of the whole system. Individuals should appreciate the benefits of having good risk assessment before he or she will be fully convinced to purchase a policy. There are … (more) March 31, 2010

• Getting Familiar with Auto Insurance Terms

  by Jasper Ericks

  Buying an insurance package for your car is a consideration of three important things which are the value of your vehicle, the frequency of your accidents and the amount of money which you are willing to pay for the insurance coverage. It is deemed more important to understand certain terms used in the insurance industry for automobile coverage before going into the intricacies of the entire insurance package. Knowing the meanings of some terms used in the insurance industry would … (more) March 29, 2010

• Car Insurance For DUI/DWI

  by Ricky Lawrence

  It is common for people to be caught driving under the influence of alcohol or drugs, popularly known as DUI. Its sibling, driving while intoxicated or DWI, is just as common. When you have done this mistake, do not be surprised to find a sudden cancellation in your insurance policy. It does not matter if you have been in the same insurance company for years. It is possible because a number States require an SR-22 insurance proof certificate. In addition, … (more) March 22, 2010

• Auto Owners Insurance At A Glance

  by Ricky Lawrence

  When buying a vehicle, one basic requirement that you need to meet is getting this properly insured. In case you are not aware, auto owners insurance is required for all US car owners.  Failure to observe this can lead you into trouble with the government. Actually, requiring vehicle owners to have auto owners insurance is a good thing. For starters, this provides them peace of mind. In addition, it gives them a fallback option if they encounter an accident on … (more) March 15, 2010

• Alabama Car Insurance Basics You Should Know

  by Ricky Lawrence

  Basic automobile insurance coverage is pretty much the same in all US states. The type and amount of minimum liability coverage required is what makes the difference per state. In Alabama, each car owner is required to have minimum liability coverage of $25,000 for bodily injury for every person, $50,000 for multiple bodily injuries and $25,000 for damages of public or private property. Minimum liability coverage represents the highest amount of money that your insurer will cover for medical and … (more) March 13, 2010

• Important Facts About Alabama Auto Insurance

  by Ricky Lawrence

  Are you thinking of moving to Alabama? If so, one of the most important things you should know when moving to Alabama is the state’s auto insurance requirements and regulations. Maybe you just need some basic auto coverage in hopes of finding an affordable deal. This article will provide useful information on what is required from licensed drivers in the state of Alabama. Keep in mind that all car owners in Alabama are required to have auto insurance. Having automobile … (more) March 10, 2010

• Why Auto Owners Insurance Should Not Be Required

  by Ricky Lawrence

  In many states and countries, auto owners insurance is mandated by law before a motorist could get to register his car. Otherwise, his car will not be allowed in the streets. Such a law is passed to protect the general public welfare in cases of street accidents. However, there are also a few reasons why getting auto owners insurance should not be imposed or held mandatory. Imposing auto owners insurance is one way of forcing financial responsibility to drivers. It … (more) March 8, 2010