Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: It’s my first time to get auto insurance, what do all these technical insurance terms mean?

    For the first timer, auto insurance can be a complicated matter. Being of a profit-oriented nature, some insurance companies prey on the dim-witted, the easily fooled who is willing to cough up any amount just to get that insurance. Don’t get me wrong, auto insurance, actually all insurance, for that matter, is designed to help us out. The purpose … (more) June 12, 2010

  • Q: What are the best ways to drop auto insurance rates for teenagers enrolled in college?

    It is a known fact that teenagers or college students pay greater amount of rates in auto insurance compared to adults. This is mainly because of the reputation that teenagers have when behind the wheel of a car, as they are studied and proven to be more vulnerable and more at risk to unwanted road accidents. Luckily, there are … (more) June 11, 2010

  • Q: What are the tips to find out how much auto insurance cost for teens under 25 years of age?

    Auto insurance rates differ depending on who carries them. One way to find out how much it will cost to be insured for young drivers below 25 years old is to talk to the companies that one is interested in to be insured. This is usually the first step in finding out which policies best suites you. Usually, car insurance … (more) June 10, 2010

  • Q: How do grades in college affect the price of car insurance?

    Once parents allow their child to finally drive a car, one of their biggest concerns is being able to afford good and credible auto insurance for their teenage son or daughter. Parents and their child often have a hard time coping with the financial constraints that getting auto insurance gives them because of the historical accounts that young drivers have … (more) June 9, 2010

  • Q: Is it important for my driving teenager to get auto insurance?

    It always better to be safe than be sorry at the end of the day. Statistics point out that the probability of getting into serious road accidents is higher for those who fall under the teenager class. Motor vehicle crashes are the leading cause of injuries for teenagers. Though anyone does not want this to happen it is important … (more) June 8, 2010

  • Q: How is it that teenagers get more expensive car insurance rates?

    Of all the demographic group of individuals, insurance companies put more demand on teenagers. Like all other insurance companies, auto insurance relies solely on knowing who is more vulnerable to risk. The higher the risk one person may bring or cause, the bigger premium a company charges in order to moderate that risk. So what is the real reason behind … (more) June 7, 2010

  • Q: What are the ways to get the best deal on car insurance for teens?

    One of the greatest experiences and achievements a person will have once he/she hits adolescence is when one attains his/her driver’s license. This alone will have a big impact on the teenager’s social and school life, and will mark the beginning steps in maturity. Obtaining auto insurance for a teenager’s car is not as easy as it sounds. Most … (more) June 6, 2010

  • Q: Is the state I live in, or the state I am studying college in the best place to insure my own car?

    A student attending college at a point will realize the importance of getting car insurance. One frequently asked problem is the best place to get insured. The best, meaning the cheapest way, should one get insured in the state he/she lives in or the state where he/she is studying in? Generally, the decision relies upon the guidelines of the insurance … (more) June 5, 2010

  • Q: What are the different options college students have to get car insurance?

    College life is one of the toughest and most challenging stages a person will experience. Homework, finding a job, and being with friends among other things are factors being dealt by students in college. To help them get around and live through college with ease is driving on their cars. As a college student one uses his or her car … (more) June 4, 2010

  • Q: Is the auto insurance really necessary for teens?

    In this ever changing world where technology and modern tools are commonly used to get around places such as trains, trams, bikes and cars, one can never deny the fact that in driving and road accidents, teenagers are often involved in such events. Several aspects can be seen as on why auto insurance is important to anyone especially teenagers.  Protection. … (more) June 3, 2010

  • Q: How to reduce car insurance cost for teens?

    At our present age, we can never deny the fact that getting around places is most easy with wheels. Cars and driving has been one, if not the most important technological breakthroughs in the world, and sooner or later everyone you know will be driving a car. Having a teen in your household is a very important matter when you … (more) June 2, 2010

  • Q: What are the basic types of insurance coverage?

    A growing number of people are dropping their car insurance to try to save money, according to a recent study by the Insurance Research Council.  However, dropping insurance coverages could result to a problem in the future.   Many companies offer different insurance coverages in order to have better protection while driving a car. The following are the basic coverages … (more) June 1, 2010

  • Q: What are the tips in choosing the best car insurance coverage?

    Many countries require purchasing car insurance in order to drive a car on public roads. It covers the property expenses incurred as a result of an unforeseen event. The basic purpose is to protect you and your family from the financial liabilities in case of an unforeseen event. There are several agencies providing different types of coverage at competitive price. … (more) May 31, 2010

  • Q: What are the similarities and differences of First Party Benefits Medical Coverage from Medical Payments Coverage?

    Getting a coverage which will insure not only you, but also the people injured in the accident, is a good investment for protection. However, sometimes the different insurance coverage is so confusing. They use different names, but the benefits and the people qualified to receive benefits are almost similar. First Party Benefits is a multi area insurance cover scheme. This … (more) May 30, 2010

  • Q: What are the factors in selecting a good insurance company?

    There are many questions asked when car owners apply for car insurance for the first time. One of those is the question about the best coverage they should purchase. The other one is the best company where they should buy their chosen coverage. First, we need to understand that insurance companies do not offer the same coverage and discounts. Of … (more) May 29, 2010

  • Q: Does a Liability Coverage really save money compared to a Full Coverage?

    The answer to this question is“yes” if we consider monthly payments. If the car driver or owner is just concerned of having a car insurance to comply with car registration requirements, Liability Coverage really saves money. Liability coverage is actually good if the policy owner is confident with his driving skills. That means the driver has a low tendency of … (more) May 28, 2010

  • Q: Does Comprehensive Coverage protect one’s car from theft and damages not caused by car accidents?

    Thieves are all around. They don’t only get into houses and rob you of your precious small items and hidden money. They can just get into your car even without the key and drive it away. You do not catch them easily, because they have been trained to move so fast. You will notice it only when you hear your … (more) May 27, 2010

  • Q: What protection is given to victims of uninsured and underinsured motorists?

    There are times that you have been responsible enough to apply for a good insurance for your protection, but others have been lax enough not to avail for any car protection. The worse scenario will be when accidents happen and the driver is not insured at all. In this situation, availing Uninsured Motorist Bodily Injury Coverage proves to be very … (more) May 26, 2010

  • Q: How will Liability Coverage secure my finances?

    One of the important things we have in mind is the safety of others who are greatly affected by accidents because of us. No matter how much we try to be a responsible driver, there are moments in our life which just brings out the worse in us that we become reckless drivers. This could just be a simple act … (more) May 25, 2010

  • Q: Who benefits from the Medical Payment Coverage besides the policy holder?

    Car insurance coverage has many kinds.  That is why, it is important to consider what is important to the insuring person. Basically, an insurance coverage is meant to protect the insuring person, including the family members, car, and other persons involved in the accident. Car owners are sometimes tempted to avail of cheap insurance due to financial problems. Others will … (more) May 24, 2010