Auto Insurance Questions Archive for January, 2011

  • How to be successful at getting low cost coverage?

    You can save more money to meet your basic utility bills by getting rid of an expensive auto insurance policy. And you don’t even have to comprise on your family safety to save money. You can implement the following steps to hasten your search for a cheap auto insurance policy, without spending all day over the telephone, answering questions of … (more) January 31, 2011

  • How to avail cheap auto insurance without compromising on the coverage?

    Are you looking for ways to reduce the premiums on auto insurance? The following factors influence premium rates. Drive safe and give up speeding: If you have been spending a lot of time with the traffic police, discussing speeding tickets and paying fines, be prepared to pay a lot more premium for your auto insurance too! The logic of the … (more) January 30, 2011

  • What are the various types of auto insurance available in the US?

    As most people know an auto insurance cover the damages done to the driver and the car in the event of an accident. It also covers the medical expenses and damage to other cars coming out of such accidents. It is also a legal obligation to have auto insurance. In the following paragraphs we will talk about different type of … (more) January 29, 2011

  • What are the basics of automobile insurance everyone should know?

    Like many other obligations it is statutory to have car insurance and anybody driving without some kind of auto insurance will attract legal penalties from the authorities.  Having car insurance is sort of armor designed to protect the auto and the owner from unexpected mishaps. Car insurance will help repair or replace your vehicle in case of accidents, cover medical … (more) January 28, 2011

  • What are the auto insurance options for college students?

    Getting auto insurance for both younger and senior citizens could be a task. This is mainly because of the risks involved in both age groups. While seniors may have experience at hand that can help them obtain auto insurance at a lower rate, it isn’t really so for college students and teenagers. Most parents or even college students themselves will … (more) January 27, 2011

  • Should I file for auto insurance claim?

    For those who own a vehicle, auto insurance can almost be like a support system. Acting up in times of emergency particularly, a car accident claim can go a long way. But when exactly should one file for auto insurance? Here’s a comprehensive idea of all that and more. Being in an accident can be a very harrowing thing. Users … (more) January 26, 2011

  • Is it possible to obtain low-rate teen auto insurance?

    There’s no denying that as teenagers the every first thing we do is stamped in our memories forever. Right from the first car we’ve owned to the first accident we would have met with. However, individuals at this ripe age must ensure that they attained the legal years to obtain their driving license. Driving a car at a rather young … (more) January 25, 2011

  • How to obtain affordable alliance auto insurance?

    There’s no denying that cost plays an important role when we buy anything. Acquiring auto insurance is no different. While hunting around, finding alliance auto insurance that fits your budget may look troublesome on the face of it. But it isn’t really so, if done wisely, it shouldn’t have you racking up your brains. If you ask for expert advice, … (more) January 24, 2011

  • How to get through auto insurance claims effortlessly?

    There are innumerable companies out there ready to give you coverage for your vehicle. If you are under the impression that negotiating for the right insurance rates is all you had to worry about, then you need to think again. While it could still be easy to get insurance for your vehicle at an affordable price, making your auto insurance … (more) January 23, 2011

  • What are some key factors that affect your auto insurance policy?

    Whenever an insurance claim is made the insurance company tends to consider the policy holder as risky.  Under such circumstances the insurer will raise the premium of the policy holder. Why do the policy premiums increase after making a claim? When the policy holder makes a claim the insurer might have to pay for the following: Repair the damages … (more) January 22, 2011

  • How to file an auto insurance claim in the event of an accident?

    While signing up for insurance one of the last things that we have in mind is getting involved in auto insurance.  But in reality, accidents do occur all the time and there are claims filed every single day.  There are a few things that you will need to know while filing a claim under your auto insurance policy. Firstly, file … (more) January 21, 2011

  • When and how does one file insurance claims?

    Insurance claims are filed in the event of an accident and there are no hard and fast rules when it comes to filing for a claim.  If one company forgives, then the other will not forget.  Any claim for that matter will have an impact on your insurance rates and one must make an effort to understand the policy to … (more) January 20, 2011

  • What should I know about before I change my insurer?

    What is the meaning of non-renewal of the policy and how is it different from cancellation? Cancellation of policy is the termination of the policy by the policy holder which happens only under certain circumstances.  Otherwise, under normal circumstances the policy is taken for a period of one year and the insurance cover is provided for a period of one … (more) January 19, 2011

  • What is the protection offered by liability coverage insurance?

    If you are involved in an auto accident and your vehicle is damaged because of someone else’s negligence then you might be able to make an insurance claim against the driver at fault where you can claim for bodily injury as well as damage to property.  However, it is up to you to establish that the other party was at … (more) January 18, 2011

  • What are the questions that I should be asking while purchasing an auto insurance policy from a broker?

    First of all you must find out if the broker or agent is a licensed person and get all the details if possible such as the license number and expiration date etc.  If the license has expired do not enter into any kind of transaction with that person as he will no longer be part of the company. –          The … (more) January 17, 2011

  • What are the most frequently asked questions about auto insurance?

    Almost all states in the US have made auto insurance mandatory and there is a prescribed limit of insurance coverage that one must carry.  However, more than anything else everyone must understand that it is in their interest that they will have to carry insurance and not merely because it has been made compulsory by the state. People are generally … (more) January 16, 2011

  • What are some of the facts that I should know about no-fault insurance?

    No-fault insurance requires some minimum coverage that needs to be purchased to satisfy the requirements of financial responsibility and it is needed to do the registration of the vehicle and obtain the license plates.  Under this coverage the following factors are covered: No-fault (Personal Injury Protection) – the cost of medical expenses, loss of wages or earnings, and other … (more) January 15, 2011

  • How to find cheap car insurance for teens?

    Most often statistics speak volumes and this is also the case with the safety of the young drivers.  As per the research, at least two out of five road deaths were of teens and young adults in the 15-24 age groups.  Based on the findings of the federal studies conducted in the US, teen drivers are twice at the risk … (more) January 14, 2011

  • How does filing an insurance claim impact your insurance rates?

    While buying insurance you buy it with the intention of protecting your home or your car from damage.  However when you are involved in an accident, would be in your best interest to file for a claim?  There is a little bit of ambiguity in answering this question.  The reason being, making a claim can seriously impact your insurance rates … (more) January 13, 2011

  • How can teens cut their car insurance premiums?

    Teenage drivers who already own a vehicle and are facing high insurance rates must take a few steps to cut down on their car insurance premiums.  There are a number of ways where one can save on the car premiums and knock down all the extra costs. The first thing that one must do is to install security features in … (more) January 12, 2011