Auto Insurance Questions Archive for 2010

  • Do Auto Insurance Cover Cars Appropriately?

    How can a person be sure that the auto insurance that he has now covers him very well or does someone think that he still needs to apply at different companies so that he can have his car covered in most parts? If that is the case of a person’s insurance policy then it may not be a good idea … (more) October 13, 2010

  • What Are The Things To Remember About Auto Insurance Companies? Are There Any Tips Or Guides In Finding The Best Company?

    The best tip that is usually given to most people looking for good deals is to shop around first. This is basically the truth to finding the best out there in any aspect of life whether a person is looking to buy for a good set of clothes or even auto insurance for his car. The idea here is to … (more) October 12, 2010

  • What Exactly Is Auto Insurance? Why Do I Need It?

    Auto insurance (Also known as car insurance, Vehicle insurance, or motor insurance) is insurance you purchase for your car/truck/bike and other vehicles. Auto insurance provides you with a means of protection against possible damages/losses incurred because of traffic-related accidents, as well as insurance against lawsuits and other liabilities which usually follow in said vehicular accidents. Vehicle insurance usually covers some, … (more) October 11, 2010

  • How Can Auto Insurance Claims Affect a Person?

    How can auto insurance claims affect a person? Is it necessary to have auto insurance every time a person drives? What can a person actually get from having auto insurance claims? Auto insurance is a must within most of the states of America. Car owners are required to have one applied for their car. If car owners do not have any … (more) October 10, 2010

  • What are the Benefits of Auto Insurance?

    One of the benefits of being able to pay for the premium as an auto insurance policy holder is that, it serves insurance from the company that thy will be able to help us when there is an accident, which is either your fault or somebody else’s. Is it compulsory to have auto insurance? In most states it is compulsory … (more) October 9, 2010

  • When is My Car Considered “A Total Loss”?

    In the unfortunate event that your [insured] car is involved in a major accident, your auto insurance company will have to consider the following factors for it to declare your totaled vehicle as a “total loss”: The car’s actual value, and cost estimates with regards to repairing damages covered by your insurance.  If repair costs exceed the car’s market price, it … (more) October 8, 2010

  • Changes done with my car, will it be covered?

    Should you tell the auto insurance that you are planning to make some changes with your car?  It is very important that you should tell or inform the auto insurance about the changes that you are planning to do or might have already done. Why do you have to tell them? For the obvious reasons that auto accidents are a … (more) October 7, 2010

  • Who are Covered by Auto Insurance?

    Any driver can be covered by auto insurance. Are 25 year old drivers covered by auto insurance?  Drivers who are under 30 but are legally permitted to drive, from the age 18, drivers this age are already covered. There are auto insurance companies that are hesitant to cover those who are in their 20s because of the high incidences of … (more) October 6, 2010

  • What Are The First Steps You Need To Take When You Get Into An Accident?

    Should you be in the unfortunate circumstance of a vehicular accident, making contact with your car insurance company as early as possible is an absolute must. Remember to take down the details of the event; you can use that as a handy reference when making your written insurance claim. All documents that are relevant to the claim should contain concise … (more) October 5, 2010

  • What Affects Car Insurance Rates and Coverage?

    What is Auto Insurance? As with other forms of insurance, it serves as some sort of protection against damages/losses incurred because of traffic-related accidents, as well as indemnity against lawsuits and liabilities which could be incurred in vehicular accidents. This is provided by insurance companies as Vehicle insurance, car insurance or motor insurance. Who and what is covered by … (more) October 4, 2010

  • What is Car Insurance and Why is It Important?

    Auto insurance (Otherwise known as Vehicle insurance, car insurance or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its main purpose is to provide a means of protection against damages/losses incurred because of traffic-related accidents, as well as indemnity against lawsuits and liabilities which could be incurred in vehicular accidents. What is covered by Auto Insurance?   … (more) October 3, 2010

  • Can People with Disability Get Auto Insurance Policies?

    You have a friend who is part deaf and mute but drives very well. You are worried if she will always be safe because of other drivers who are reckless and may be driving like there is no tomorrow. She is as careful as most drivers no doubt about her driving skills. She has been driving since college. All those … (more) October 2, 2010

  • Why do Women Get the Best Car Insurance Rates?

    Men aren’t the only ones who can drive these days. Considering the fact that women of the present time are also engaged to what men are capable of doing, and there is also an escalating number of women who are working, career-oriented, and doing household jobs are becoming a widespread scenario among the community, these individuals also need an accessible … (more) October 1, 2010

  • Will there be a Penalty for Cancelation at anytime?

    There was a time that I had a problem with my auto insurance company and have wanted to cancel my auto insurance with them without them being prepared for that. Recently I found out that if I did that in the past I would have gotten in so much mess. Thank God that during that time, I had to ask … (more) September 30, 2010

  • What Can Be Claimed From Auto Insurance Due To Injury?

    Accidents are much unforeseen events in our lives. Lives could be changed in a very serious way or sometimes only lessons will be learned. Auto insurance companies have different ways on how an auto insurance holder would be able to claim from the auto insurance company. Injuries like the one that puts the person in so much pain to the … (more) September 29, 2010

  • Is There Any Cheap Car Insurance For Teenagers?

    Staying away for university school, teenagers usually go to a distant school driving their own cars already especially these days as cars are already a part of the necessary things in people’s lives. Cars as of now play a vital role when it comes to a person’s daily living and as a result, more and more people are getting their … (more) September 28, 2010

  • What is Auto Insurance? Why do We Need It?

    Lots of people are usually not sure about what auto insurance really means? Does it mean that when a person got himself insured, his car is simply invulnerable to some minor or major accidents? How can someone apply for their car insurance? Is it cheap or expensive? These are just a few of the questions people usually ask about auto … (more) September 27, 2010

  • Why are Insurance Quotations Different for Different Car Types?

    Cars like all other items have different kinds and different brands as well. There are cars for the family, quite expensive sports cars, really expensive luxury cars, and a lot more. With these cars, insurance policies differ in prices because of some reasons. Auto Insurance companies consider the value of the car being insured so they can provide better assistance … (more) September 26, 2010

  • Which Factors Are Involved In Setting The Insurance Costs For Different Vehicles?

    It’s a common fact that pricier vehicles will always be more costly to insure than cheaper models. This is because insurance companies will always consider the risk that a particular vehicle will be stolen, vandalized, or perhaps involved in an accident. Repair costs are also taken into consideration, along with acquiring more exotic automobile parts. Insurance companies also obtain vehicle … (more) September 25, 2010

  • Why Did My Insurance Company Cancel/Refuse To Renew My Insurance Policy?

    Insurance companies evaluate all risks typically associated with each policyholder to determine “good risks” or if your policy should be canceled or not renewed. They will primarily review your claims, driving, and credit history. The most common reason for cancellation is non-payment of premium, in which case the Company will generally give a time leeway to for the policy holder … (more) September 24, 2010