Auto Insurance Questions Archive for 2010

  • Does Swapping Cars Affect Your Car Insurance?

    Sometimes my wife and I swap cars. Does affect our separate insurance accounts?  Partners and spouses who use each other’s cars will have to be listed under each other’s account at their respective insurance companies. Since you each have your own insurance your driving records should not affect each other’s insurance. f you have an accident in someone else’s car … (more) September 23, 2010

  • Does Age Matter in Auto Insurance?

    You are nearing you retirement age. You heard that as we grow older, the rates of auto insurance will increase. When you heard about this, you told yourself that this is a form of discrimination. So what you did was, called your auto insurance company and presented to them this matter. They suggested that you go to the office so … (more) September 22, 2010

  • Do I Need to Have Auto Insurance?

    Your son will be 18 in a couple of weeks and yes, will have the freedom to drive his own car. You are thinking of either having a second hand car to start things of or should dad just get a new one to avoid having some parts being repaired after some time of using it. That would mean more … (more) September 21, 2010

  • How do I get auto insurance? What are the things that I should do and consider?

    First, you should get your driving records and credit records straightened up to show your auto insurance company that you are responsible enough; on the road and financially at the same time. This will be helpful for auto insurance companies to quote you better. Then you must do research about the different policies that are offered there for students … (more) September 20, 2010

  • How will I know if my auto insurance will pay for an accident if I am to blame?

    Auto insurance has two forms to determine what damages will be covered. There is the standard and the no fault. Standard form of coverage will determine who is generally responsible for the auto accident and will decide on which party to cover. This means that if you are at fault during the incident, then the coverage will go more on … (more) September 19, 2010

  • What are the things that I should know about auto insurance? Aside from premiums, coverage, risks calculations?

    Being a student, you will most probably have different things inside your car that you need for your everyday trip to your school. Items like electronic gadgets: laptops, cameras, DVD players etc. are a common necessity now as the times call for more advanced technologies. However, leaving them inside your vehicle can be very dangerous. And at times of … (more) September 19, 2010

  • What companies provide the best auto insurance?

    1. GEICO Auto Insurance 2. Progressive Auto insurance 3. Travelers Auto Insurance 4. Nationwide Auto Insurance 5. Amica Auto Insurance 6. Allstate Auto Insurance 7. Liberty Mutual Auto Insurance The abovementioned insurance companies offer good overall auto insurance and have good reputable ratings under their belts. These insurance companies offer other insurance policies aside from auto insurance. Why should I … (more) September 18, 2010

  • What should I look out for in student auto insurance?

    Coverage – this is the main thing you’re looking for in auto insurance. Your auto insurance should be able to give you assistance with almost everything that can happen to you and your vehicle. May it be in times of vehicular accidents, theft or natural calamities, your auto insurance should always have the capability to answer to everything. Affordability – … (more) September 17, 2010

  • How to get auto insurance for Teens and College Students?

    Aside from knowing the types of coverage you should get your car, a new driver must know how to get the right auto insurance for the right price. And being a student driver or a teen ager with a new car, you may get tempted to get an auto insurance right away, without taking good care not to fall for … (more) September 16, 2010

  • What Beginner (Teens and College student) Drivers Should Know About Auto Insurance Coverage

    A newbie driver, more likely to be teens or college students can be very excited to drive out their new car at first. Even though they do have auto insurance and they think they are properly protected, once an accident occurs or their car gets damaged, they get surprised about how little the coverage will be for their car. Proper … (more) September 15, 2010

  • What can I do to lower my premium rates?

    You may think that the solutions may mean having to take more legal steps or more difficult ways but there are really simpler ways in which you may reduce you premium costs. Get a more reliable/’cleaner’ driving record – you may do this by avoiding accidents as much as possible and also enrolling in driving lessons or schools that … (more) September 14, 2010

  • What contributes to my higher premium for being a teen/student driver?

    The higher possibility of accidents when it comes to teen driving is number one on this list. The insurance companies anticipate that the student drivers will be more involved in accidents than drivers in other age groups. Car type can also be a cause. More expensive cars can add more on your premium rate as a student. Not to mention … (more) September 14, 2010

  • Reasons for Higher Auto Insurance Premiums for College Students

    Being a student can be very expensive. Aside from the usual stuff like tuition, books, rent, food and cell phone bills, having a car can really boost your expenses. Why you ask? Because law requires every car owner to get auto insurance for his/her car. And being a student, it can weigh heavier on you more than you think. Why … (more) September 13, 2010

  • FAQ’s for Teens and College Students Thinking About Getting Auto Insurance

    Doing your research for auto insurance for your car can be difficult especially if you don’t know the things that make up auto insurance and make it reliable. Being a teen driver (and/or a college student at the same time) you should know more about auto insurance. And you should know that it doesn’t mean that accidents are the only … (more) September 12, 2010

  • Be a Young and Responsible Driver, Get Auto Insurance

    Being a new to driving can be very exciting. Especially if you just received your first car as a gift from your parents for your 18th birthday or you just got that 2nd hand car from all the salary you got as a working student. You might want to just hold on to that steering wheel after you get your … (more) September 11, 2010

  • Why does car insurance for women cost less than that for men?

    Gender based demarcation is something that has extended to pretty much every aspect of our life. It is not uncommon to see things that might be differently priced between genders. Don’t get offended if it is not in favor of your gender, since these numbers have been derived after doing extensive research. It is not to be confused with something … (more) September 10, 2010

  • Why do younger drivers pay more car insurance premium as compared to tenure drivers?

    Driving is something that is a privilege offered to you depending on your economic condition. Sometimes, it is easy to take it for granted. However, once you lose out your driving rights, you will realize how valuable it actually is. People miss the things the most only when they don’t have access to it. Thus, before arriving at such a … (more) September 9, 2010

  • What should I keep in mind while applying for a new auto insurance policy?

    Buying something new is kind of exciting, especially if you are provided with a lot of choices. Almost everyone buys a new car with great gusto simply because of the fact that there is quite nothing like it. After all, the number of cars available in the market across the different segments is reason enough to want to buy something … (more) September 8, 2010

  • What is no fault car insurance?

    Auto insurance is big business these days. It not only has a lot of benefits, it is also the law to have insurance coverage in most states. In most insurance claims, the parties involved usually have to take the case to court in order to determine who was at fault. And then only the insurance company from the side of … (more) September 7, 2010

  • What are the types of coverage offered?

    There are a number of types based on your needs and ability to pay the premium. It also depends a lot on the value of your car. It can be monetary or emotional value. But it is value all the same. You could go for comprehensive insurance which covers all eventualities. Or you could go for fire and theft … (more) September 6, 2010