Auto Insurance Questions Archive for September, 2009

• What is the best way to protect leased and loaned cars?

  Car insurance policies are not applicable in purchased cars; it is also available and is an advised investment even among leased and loaned cars. Leased and loaned cars are those cars which have not been fully paid or still in the progress of being paid. It is more risky because if accidents or unpleasant events happen the individual who made … (more) September 30, 2009

• Are there general reminders in policy shopping which are applicable to all policy shoppers?

  If people would want to feel comfortable while driving then getting a car insurance company is a must. Nowadays, getting a car insurance company is no longer as laborious as it would have been a couple of years ago. The technological advancement let policy shoppers have an edge in finding the best policy at competitive rates. There are a lot … (more) September 29, 2009

• How do insurance policies work?

  Insurance since back in the days of bullions and coin trade is a financial scheme made to let other financial actors feel that they are being safeguarded with a reliable financial stream. After hundreds of years this financial scheme has been evolving to a more objectified and bureaucratized system. The objectivity that companies follow hinders the possibility of insurance policies … (more) September 28, 2009

• How can we know our automobile’s ACV (actual cash value)?

  We may encounter car accidents at the least expected time. No one has the ability to know when one would be a victim of such, or how it will occur, and what can be its implications when it comes. Also, we cannot choose the damage that car accidents may bring to our vehicle. In fact, the chance of our vehicle … (more) September 27, 2009

• What are the most overlooked things when one gets auto insurance?

  Consumers availing automobile insurance policies often become too busy in choosing the best insurance policy that fits their needs. Usually, when drivers become involved in automobile accidents, or if they encounter problems in filing their claims, or if they see that they come into the situation wherein they are paying too much without getting the benefits that they expect in … (more) September 26, 2009

• When will you insure your teen?

  Caring for teenagers is one of the most trying experiences that you can encounter when you are a parent. Unlike little children, teens often start to choose their own actions, make their own decisions, assert what they want to do, and start being independent from you. The thing is, while they are doing this, they are still dependent on you … (more) September 25, 2009

• Why would we get medical payments coverage?

  One of the most overlooked facts when getting our insurance policy is the coverage that it offers to us. Because of difficult economic constraints that we are experiencing right now, most consumers focus on the cheapest car insurance deals available in the market; while some only get the state required minimum insurance coverage, only for them to legally drive their … (more) September 24, 2009

• In cases of hit and run, how can you claim?

  One of the most crucial elements of filing a claim when you are involved in hit and run accidents is the coverage of your insurance policy. There may be different kinds of coverage that is offered by car insurance companies to consumers, but the thing is, only full coverage and uninsured coverage covers this kind of accident. Most insurance coverage … (more) September 23, 2009

• Who pays for injury claims?

  Usually, when we insure our car, we feel too confident that our car is protected. Especially when we think that we have the best insurance policy that has the most extensive coverage while having the most reasonable premium, we often overlook other factors. It is not uncommon that when we are involved in car accidents, there are many issues that … (more) September 22, 2009

• Is car insurance affected by collision claims?

  Of course, the answer is yes. However, the effect of these collision claims on your car insurance varies on different situations, wherein many factors are considered. Some of such factors are the degree of the damage incurred, who is at fault, and even the state’s insurance legislations. But first, let us see the scope of collision claims in order for … (more) September 21, 2009

• Does full coverage help when one’s car is stolen?

  It is a very depressing situation when your car is stolen. Especially when you have a lifestyle that is actually on the go, or if you desperately need your car in your job, losing it to thieves may not only mean headaches, but actually involves in the problem how would you bring your children to school, or how would you … (more) September 20, 2009

• How can I save money on car insurance?

  We are all aware that our economy at present is already in hard times. We did not wish for this situation, nevertheless, we have to live with it. In this case, it is natural for us to save money as hard as we can. We cannot afford to waste our resources to unnecessary expenses. However, difficult economic times cannot justify … (more) September 19, 2009

• Buying Car Insurance Online: A Wise Choice

  At this times when we are facing the bad effects of the global economic recession, you have no choice but to be thrifty or save money. In this line, getting car insurance right at your fingertips is questionable if it is wise. Now, be informed that 99 percent of people who purchase online say, “Yes!”  The data of the matter … (more) September 18, 2009

• How to Choose Auto Insurance for your Car(s)

  Picking the best insurance company for your wheels is not as hard as it always seem. Whether you are a driver who’s looking for insurance for your new car, thinking twice for an investment or you’re simply not satisfied with your current company; tons of insurance are competing to win over your attention. Clicking on the internet is a sure … (more) September 17, 2009

• What happens if I drive a car without insurance and I get into an accident?

  Driving is a tedious process and going through a hands-on process of overcoming a car accident can be a bit more difficult and time consuming. A lot of factors come in to play when we talk about specific situations, but in a bigger picture, it’s a lot more inconvenient for people who are always on the go. You would have … (more) September 16, 2009

• What do I get from Full Coverage Insurance?

  Full coverage means having everything you need in case of an accident. The repair or other services related to the collision will be handled by the insurance company. Premiums for full coverage car insurance may vary depending on the insurance company that you’ve chosen. To some companies, full coverage is inclusive of medical costs for you and your passengers, while … (more) September 16, 2009

• I’ve been planning to get full coverage insurance for my car. Do you think it’s a practical deal?

  All car owners are required to get an insurance policy for their car. Whether it be a teenage or adult driver, insurance is required for your vehicle to legally be able to move around. However, you should be aware of the fact that the label full car coverage insurance doesn’t exactly mean that you are completely covered, but it refers … (more) September 16, 2009

• How points affect insurance premiums?

  In the field of car insurance, losses by policy holders are known as insurable interests. Losses which are considered as insurable interests are those which are to be compensated in the event of accident or car related mishaps. To monitor the compensations given to policy holders the insurance companies developed their own system of pointing car insurance holders. Every policy … (more) September 15, 2009

• How can car insurance protect teenagers?

  Driving in the busy streets is a skill that is developed through habitual practice. This skill most of the time is improved through knowledge of the road gained from experience. A veteran driver who has a bad traffic record would automatically have a higher premium to compensate for his or her traffic record. On the other hand, a teenager who … (more) September 14, 2009

• What’s the meaning of GAP insurance?

  Due to the necessity of using a car, combined with the bad economy we are experiencing, it is already common for consumers to have their car by the way of loaning or leasing it. Automobile loans and leases are very popular to the public who do not have enough cash to buy a car but still needs one, whether in … (more) September 13, 2009