When you purchase a vehicle, the first thing you must do is either add the vehicle to your existing insurance policy or purchase new coverage. If you are driving in the State of Missouri, the insurance commissioner has determined that every driver must have automobile insurance. There are six major areas of coverage for automobile insurance but not all are mandatory.
Insurance is available for Bodily Injury Protection, Property Damage, Personal Injury Protection or PIP, Comprehensive, Collision and Uninsured Motorist Coverage.
If you are a licensed driver in the state of Missouri you must carry Bodily Injury insurance and Property Damage for your private passenger vehicles. These amounts are the highest level that your insurance company will pay out for each level of coverage. In Missouri, you are required to carry bodily injury coverage of $25,000 per person and $50,000 per accident. You are also required to carry a minimum … Click here to read more