Auto Insurance Articles Archive for February, 2011

  • Keeping premiums of auto insurance for seniors to a manageable level

    by Jasper Ericks

    It is no secret that auto insurance rates are often decided by various factors including age of the driver, gender, profession, driving habits and track record. As the risk profile gets enhanced the auto insurance rates too get higher. Seniors are considered to be amongst the riskier groups when it comes to driving and hence their auto insurance rates might be a notch higher than that of others. Here are some tips to reduce the auto insurance premium to ensure … (more) February 6, 2011

  • How to decide what to invest for auto collision insurance

    by Jasper Ericks

    What to invest for auto collision insurance is not the easiest decision to make. There are many factors involved, one of them being that until you face a situation, you never believe it could actually happen to you. In such a scenario, you might not really take auto collision insurance as seriously as you should. Here are some simple pointers which will assist your decision making process. Is it a brand new car? If your car is just out of … (more) February 6, 2011

  • How to find inexpensive auto insurance for seniors

    by Jasper Ericks

    Auto insurance companies are changing the way they operate. Gone are the days when everyone got almost similar rates and premiums were somewhat higher. The market has become competitive due to which auto insurance companies too are trying to attract a greater share of customers through incentives. In such a case, seniors who want auto insurance can also try their luck and endeavour to find cheaper rates. Here is how a senior can find cheaper auto insurance rates. Shop around … (more) February 5, 2011

  • Understanding auto insurance coverage for seniors

    by Jasper Ericks

    Finding the best auto insurance for seniors can be a very difficult task. The task becomes more difficult when the cost of premium account is taken into consideration. Senior citizens have no steady source of income and therefore paying the insurance premiums after retirement seem to be very difficult for them. Even if they do get insurance rates at discounted rates then also the senior drivers need to increase their income and shop for higher discounted affordable premiums. One great … (more) February 5, 2011

  • The key features of auto collision coverage

    by Jasper Ericks

    In most of the states insurance of the automobile that a person drives is mandatory. This is not the same for auto collision insurance. This type of insurance is not compulsory and the onus is on the car owner as to if he wishes to add this insurance feature or not. Auto collision insurance proves to be handy when a parked car gets hit from behind. Such collision coverages are not provided by the general insurance policies. The auto collision … (more) February 4, 2011

  • The fundamentals of auto owners insurance to be aware of

    by Jasper Ericks

    With so many choices of auto owners insurance available in the market, before choosing an insurance coverage one must first understand the autonomy of the auto owners insurance. When an applicant is looking for insurance for his automobile and makes a deal, he automatically enters into an agreement with the insurance company for a monthly payment of premium against his policy. In return, the company agrees to pay for damages caused to the car or property due to the insured … (more) February 4, 2011

  • How to find the right automobile insurance quotes?

    by Jasper Ericks

    When looking for best auto insurance quotes, there are two ways by which a car owner can approach this pursuit. While one side, there exists the traditional method of approaching the car insurance agent of a particular company of the locality. This might be a little time taking as even if speaking to agents will not be a big constraint but matching your free time with his for a visit will be a big problem. Again the problem of explaining … (more) February 3, 2011

  • Health and age are factors to get best auto insurance rates

    by Jasper Ericks

    When shopping for auto insurance rates one will come across various factors that will be responsible for ensuring auto insurance rates. The insurance premium depends on a number of factors and the car owner will get the chance to avail the best insurance rate if the terms and factors of insurance are well understood by him. The terms and factors on which the auto insurance rates of a company depend are illustrated on their websites. Before selecting an insurance company … (more) February 3, 2011