Auto Insurance Articles Archive for July, 2010

• Using Car Insurance Quotes to Find Cheap Car Insurance

  by Jasper Ericks

  If someone is trying to save money, one would actually find it upsetting to see how his funds come and go. Some people may be unaware that they are actually spending too much. And some of these people tend to find relief by getting low cost car insurance instead. It is quite a common belief that the quality comes along with the price. However, wouldn’t it be better to see, feel, and hear that you can get quality service by … (more) July 7, 2010

• Avoiding Overspending in Car Insurance

  by Jasper Ericks

  Most people think that the higher the price tag gets, the quality you receive also heightens up. Putting this analogy into clothing, it will be obvious that people go for the signature clothes and haute couture all because of the quality and glam of it. During these times, who would hate Gucci, Calvin Klein, or Chanel? However, life is not always about the good stuff. There are hard times that we encounter, and in these cases, people have to slash … (more) July 7, 2010

• A Basic Q&A on Car Insurance

  by Jasper Ericks

  There are lots of questions that we pose just before we buy car insurance. With the questions we ask, there are times when we cannot even get concrete answers that give us the hard time of deciding if we will get one. And sometimes even if we have decided to purchase a policy, we raise questions on the coverage we have to buy and we even ask if it is worth its price. The first question that we usually ask … (more) July 6, 2010

• A Simple Premium-Searching Guide

  by Jasper Ericks

  Just before we make up our minds in buying our first car insurance policy after our purchase of our first car, we have to have knowledge on a lot of things about our car. Likewise, we have to know about our premiums as well because it goes along with our car. It is a known fact that car insurance is a must-have for all drivers of the United States. Here are some of the basic concepts we must keep in … (more) July 6, 2010

• The Good Side of No-Fault Auto Insurance

  by Jasper Ericks

  Personal Injury Protection (PIP), otherwise known as No-fault Auto Insurance, is a type of auto insurance that covers hospital bills, lost income due to an accident, upkeep expenses, ambulatory fees, and funeral expenses. In essence, PIP covers anything related to personal injury. Insurance companies, however, will only pay benefits that are predetermined by the policy and the amount of premium paid. As mentioned earlier, PIP is also known as No-fault Auto Insurance. Several misunderstandings may arise from this term … (more) July 5, 2010

• Car Insurance for Car Non-Owners

  by Jasper Ericks

  If you think car insurance is only for car-owners, think again. Car insurance, actually, is for car drivers – whether you own a car, or not. It is not as complicated as one might think, for auto insurance companies have policies catering to the needs both of drivers who own cars, and drivers who do not own cars. Car insurance companies indeed offer insurance policies for non-owners of cars. This is called the non-owner auto insurance and is very … (more) July 5, 2010

• Shop to Save on Auto Insurance!

  by Jasper Ericks

  Many people would want the secret to acquiring the best auto insurance. Most people get discouraged, wondering if such a policy which meets all their needs and fits their lifestyle really does exist. Indeed, some people pay humungous amounts of money on auto insurance, while others struggle with being underinsured. The truth, however, is that somewhere out there in the market is a policy that would fit your needs and lifestyle. They just haven’t had the patience to look … (more) July 4, 2010

• Non Standard Auto Insurance: Who are In?

  by Jasper Ericks

  Before settling on the amount of premiums an insurance company would demand on an insurance applicant, the company first takes a comprehensive look at his or her: Age Gender Type of vehicle Driving routes / mileage Income Driving history  If you are a middle-aged driver who drives a low-maintenance car, having a steady income and a good clean driving record, then you would be offered the Standard Auto Insurance by insurance companies. This type of insurance is the … (more) July 4, 2010