Most Recent Auto Insurance Questions in General Questions

• Q: What is the best way to protect leased and loaned cars?

  Car insurance policies are not applicable in purchased cars; it is also available and is an advised investment even among leased and loaned cars. Leased and loaned cars are those cars which have not been fully paid or still in the progress of being paid. It is more risky because if accidents or unpleasant events happen the individual who made … (more) September 30, 2009

• Q: How do insurance policies work?

  Insurance since back in the days of bullions and coin trade is a financial scheme made to let other financial actors feel that they are being safeguarded with a reliable financial stream. After hundreds of years this financial scheme has been evolving to a more objectified and bureaucratized system. The objectivity that companies follow hinders the possibility of insurance policies … (more) September 28, 2009

• Q: How can we know our automobile’s ACV (actual cash value)?

  We may encounter car accidents at the least expected time. No one has the ability to know when one would be a victim of such, or how it will occur, and what can be its implications when it comes. Also, we cannot choose the damage that car accidents may bring to our vehicle. In fact, the chance of our vehicle … (more) September 27, 2009

• Q: What are the most overlooked things when one gets auto insurance?

  Consumers availing automobile insurance policies often become too busy in choosing the best insurance policy that fits their needs. Usually, when drivers become involved in automobile accidents, or if they encounter problems in filing their claims, or if they see that they come into the situation wherein they are paying too much without getting the benefits that they expect in … (more) September 26, 2009

• Q: Buying Car Insurance Online: A Wise Choice

  At this times when we are facing the bad effects of the global economic recession, you have no choice but to be thrifty or save money. In this line, getting car insurance right at your fingertips is questionable if it is wise. Now, be informed that 99 percent of people who purchase online say, “Yes!”  The data of the matter … (more) September 18, 2009

• Q: How to Choose Auto Insurance for your Car(s)

  Picking the best insurance company for your wheels is not as hard as it always seem. Whether you are a driver who’s looking for insurance for your new car, thinking twice for an investment or you’re simply not satisfied with your current company; tons of insurance are competing to win over your attention. Clicking on the internet is a sure … (more) September 17, 2009

• Q: What happens if I drive a car without insurance and I get into an accident?

  Driving is a tedious process and going through a hands-on process of overcoming a car accident can be a bit more difficult and time consuming. A lot of factors come in to play when we talk about specific situations, but in a bigger picture, it’s a lot more inconvenient for people who are always on the go. You would have … (more) September 16, 2009

• Q: What do I get from Full Coverage Insurance?

  Full coverage means having everything you need in case of an accident. The repair or other services related to the collision will be handled by the insurance company. Premiums for full coverage car insurance may vary depending on the insurance company that you’ve chosen. To some companies, full coverage is inclusive of medical costs for you and your passengers, while … (more) September 16, 2009

• Q: I’ve been planning to get full coverage insurance for my car. Do you think it’s a practical deal?

  All car owners are required to get an insurance policy for their car. Whether it be a teenage or adult driver, insurance is required for your vehicle to legally be able to move around. However, you should be aware of the fact that the label full car coverage insurance doesn’t exactly mean that you are completely covered, but it refers … (more) September 16, 2009

• Q: How points affect insurance premiums?

  In the field of car insurance, losses by policy holders are known as insurable interests. Losses which are considered as insurable interests are those which are to be compensated in the event of accident or car related mishaps. To monitor the compensations given to policy holders the insurance companies developed their own system of pointing car insurance holders. Every policy … (more) September 15, 2009

• Q: What’s the meaning of GAP insurance?

  Due to the necessity of using a car, combined with the bad economy we are experiencing, it is already common for consumers to have their car by the way of loaning or leasing it. Automobile loans and leases are very popular to the public who do not have enough cash to buy a car but still needs one, whether in … (more) September 13, 2009

• Q: What’s with a-day insurance premiums?

  We are very much aware that there are car rentals which offer 1 day rent, and that it is availed by many people who don’t have a car or have problems with their car, but needs one that day. Well, usually, that car is also insured by the one who rented also for a day. The same principle also applies … (more) September 12, 2009

• Q: What are car insurance deductibles?

  When we are talking about car insurance policy, we always encounter the word deductible. In fact, deductibles are one of the most overlooked components of car insurance. Usually, when talking about insurance policies, we tend to focus on premiums and coverage. Especially when one is looking for the most affordable and quality car insurance policy, we tend to focus on … (more) September 11, 2009

• Q: Do Hybrid Cars Bring Discounts?

  Finding ways in how to save on insurance? Planning to buy a new car because your old one is already dysfunctional or inefficient? This is a good time and opportunity for you. In these times, insurance companies are starting to give discounts to eco-friendly vehicles. In fact, many people are already doing so. We are all aware that choosing gas … (more) September 10, 2009

• Q: Do insurance rates drop when one reaches 25 years old?

  One of the major factors that car insurance companies take into consideration when adjusting insurance premium is the amount of risk that you can give to the company; the higher the risk factor, the higher the insurance premium. For example, the higher the probability that you would be involved in car accidents, or if you are likely to get claims … (more) September 8, 2009

• Q: Car Insurance for Young Drivers

  We know that some youngsters often met car accidents as a result of out-of-town escapades or late night driving due to busy schedules so it is best for them to get car insurance before it is too late. There are few things a young driver could to lessen the cost of the car insurance in his or her first four … (more) September 7, 2009

• Q: What are the different types of car insurance?

  Here are the types of car insurance that are available to those who are looking for car insurance for their car. First is the ‘Fully Comprehensive Auto Insurance’. As its name suggests, this is the most expensive and the most common type of car insurance. It is the most expensive, because it insures the owner of the car against all … (more) September 6, 2009

• Q: What makes insurance policies legal and binding?

  Car insurance among other type of insurance policies has different legal implications. It is bound to mutual bonds and as well as on the punitive side of justice. It is a mutual bond since it is a contract that the insurance company or the “insurer” and the policy holder or the “insured” mutually signed. The legal implication of an insurance … (more) September 1, 2009

• Q: What are the reasons behind women having cheaper car insurance?

  Driving is no longer limited to the domain of the men. Especially these timed where women are getting more career-oriented, and double income households are getting more common, more women taking the wheels is an inevitable scene. Regardless of these, it is still widely believed that men are more proficient drivers. Why then do women generally have more affordable car … (more) August 29, 2009

• Q: What are 3 important things to avoid when getting car insurance?

  It is a known fact that there are so many available car insurance plans in the market. These insurance plans often cater to different interests, different scopes of coverage, and offer a lot of kinds of discounts and promos all claiming to be the most suitable car insurance plan that fits your needs and preferences. With this background, it is … (more) August 27, 2009