Most Recent Auto Insurance Questions in General Questions

• Q: How can you cut costs on the insurance of your teenager?

  There are many parents who think twice whether to insure their respective teenagers or not. In fact, most parents actually choose to include teenagers in their own car insurance policies. However, whenever your teenager will drive a separate car from yours, it is necessary for them to actually get their own car insurance when they want to drive legally. Including … (more) November 22, 2009

• Q: What happens when you get into an accident and you have no car insurance?

  When a person gets into an accident there are a lot of things to think about and the problems that usually arise require money. Also, depending on the circumstance, a person will need a lot of it. When a person is insured then the problem will be solved in a lot simpler ways. However, if you do not have this … (more) October 29, 2009

• Q: Why should I get car insurance?

  Sometimes it is difficult to decide whether or not you actually need car insurance especially if you are on a tight budget. For some people they only get car insurance because they are required to do so but they will not get it otherwise. Many people do not see the importance of car insurance so they tend to ignore it … (more) October 28, 2009

• Q: What is a Full Coverage Car Insurance?

  Many people wonder what full coverage car insurance really mean. Full coverage car insurance does not really literally mean full coverage but rather it simply means that there is an option to increase the scope of the coverage car insurance that you are going to avail of. in most instances full coverage simply means the addition of the coverage of … (more) October 27, 2009

• Q: What if you often borrow someone else’s car?

  If you only borrow your friend’s or whoever’s car to drive on a certain occasion, you are definitely covered by his insurance. If you borrow it frequently, however, your chance of getting covered lessens. If you frequently borrow his car, you should get yourself added to his insurance policy. October 26, 2009

• Q: What if the driver is a learner?

  Car insurance often covers learning drivers but consent remains very important in this case. Usually, the name of the learner gets added to the insurance coverage of the car owner because learners are often teenagers borrowing cars from their parents to learn driving. October 26, 2009

• Q: What do you do if you’re going to drive someone else’s car?

  Check that you really have permission from the owner of the car. Consent is the key to getting covered by the owner’s insurance. Now, check whether the owner has his car insured and verify the comprehensiveness of his car insurance coverage. Inquire from your insurance company about the coverage of your insurance if it covers you when driving someone else’s … (more) October 26, 2009

• Q: What happens if the car is not insured?

  If the driver permitted to drive another’s car has himself insured, his insurance can cover the medical costs and liabilities if the owner does not have his car insured or cannot pay for secondary coverage. October 26, 2009

• Q: Does your car insurance cover other drivers not added to your policy?

  If your car gets involved in an accident with another driver behind the wheel, the question is whether it is only the car that gets covered by your insurance or the driver as well. The insurance prioritizes the vehicle first before the driver. If another person is permitted to drive another’s car, he is covered by the owner’s insurance once … (more) October 26, 2009

• Q: What are the main types of car insurance?

  Accidents happen in our least expected time. You can be driving in the road and suddenly a car bumps into you. Events like this can happen to anyone. If this happens to you, car insurance will protect and help you repair your car. Though the federal law does not require it, all States have minimum insurance laws. Liability coverage is … (more) October 21, 2009

• Q: Why Shouldn’t You Lie to Your Car Insurance Company?

  No one can really hide from the truth. If you think the easiest way out of a high premium is keeping your insurance company from knowing the truth, then you really MUST start thinking. It is understandable that a lot of people want to bite on the possibility of lower premiums or really cheap auto insurance for their cars. In … (more) October 17, 2009

• Q: What does the State of Texas Recommend a Motorist to Have in His Car Insurance?

  In every state there are different set of laws that is either unique to a single state or shares its uniqueness with few others more. Aside from laws there are also requirements that either a single state only has or has with others more. Just like in the Department of Insurance. In every state’s Department of Insurance there is a … (more) October 14, 2009

• Q: What are the Basic Facts about Rental Car Insurance?

  There are lots of queries on how to obtain car insurance of rental cars because this process is full of uncertainty and confusion. The question about whether existing auto insurance policy also covers rented vehicles can be addressed by taking the first step before renting a car. It is necessary that you should be knowledgeable about the coverage of your … (more) October 13, 2009

• Q: Why is Driving without Car Insurance a Big Mistake?

  As a driver, why is it a big mistake for you to drive without car insurance? For beginners, driving without insurance is a big mistake because first of all driving without insurance is illegal in 50 states. When you are caught driving without insurance you will most likely be paying a large amount of fine and you will possibly also … (more) October 12, 2009

• Q: Why is it Illegal to Drive without Car Insurance?

  If you have no car insurance as a driver, think now. It is not just about the legal talks, but the perilous and problematic outcomes of having no car insurance. Driving without car insurance may give you loads of problems to be met, may it be legally and financially. It is a sign of being irresponsible because you are involving … (more) October 10, 2009

• Q: Why do Women Get Cheaper Car Insurance?

  Maybe men can outwit women in terms of physical abilities, but speaking of car insurance benefits, women do. It is harsh to say they are better, although they are, statistically speaking, maybe it is true enough. Women have just as many accidents as men; but they tend to be minor casualties. Men on the other hand seem to do the … (more) October 9, 2009

• Q: What are types of Car Insurance Coverage?

  Car insurance might be easy to obtain if you desire to, but first you should know what coverage is right for your vehicle. Here are the lists of different car insurance coverage that will surely help you to distinguish which is the best for you. Collision Coverage. This coverage pays for the damages done to your vehicle, due to … (more) October 7, 2009

• Q: Does insurance companies determine the premium rates of teenagers and senior citizens?

  The driving community just like all other communities has its own special sectors. These sectors are those which are excluded from the main from the general rules that the others follow. In the field of giving out car insurance policies the special sectors are that of the senior citizens and the teenagers. These sectors are at the extreme polarities of … (more) October 5, 2009

• Q: What are the advantages of applying car insurance online?

  The World Wide Web opens up a lot of possibilities to many individuals; these are opportunities that cater both convenience and efficiency. Car insurance companies have also opted to use the internet to improve the way they cater to the insurance needs of drivers and car owners. The internet has become a venue for car insurance companies to provide conventions … (more) October 4, 2009

• Q: What is the importance of quotation in choosing an insurance policy?

  Different car insurance companies are now in business, they are taking the business into a more competitive field. The diversity and variety that they offer can cater to different preferences without spending much of the quality service that they are envisioned to do. The individuals who would want to get hold on an insurance policy that would cater to his … (more) October 2, 2009