Auto Insurance Questions Archive for December, 2010

• What are some of the basic concepts of auto insurance that car owners should be aware of?

  There are some basic aspects of auto insurance that car owners should know about before agreeing to take coverage at certain auto insurance rates. Lack of proper knowledge could often lead one to paying much more for an insurance coverage than is required. There are a lot of online sites for auto insurance where you can get a rough estimate … (more) December 11, 2010

• What are some basic precautions you should take while filing auto insurance claims?

  Filing an auto insurance claim is not always the easiest of tasks, especially in the aftermath of a serious car accident, which leaves you without a vehicle to drive around. There are certain steps you need to take, to make the whole issue less painful. The first step should start long before any accident. You need to know your insurance … (more) December 11, 2010

• What kind of factors will affect your auto insurance premium?

  Auto insurance rates are not fixed. The insurance offered vary from customer to customer for the same coverage offered by the auto insurance company. Auto insurance companies are looking to make a profit in their business and the best way they can manage that is by having safer customers who pay the premium but seldom claim insurance. In their quest … (more) December 10, 2010

• What are the kinds of insurance coverage offered commonly?

  There are various types of insurance coverage one can go for, based on their need as well as the premium they can afford. Most states have made it mandatory for every car owner to have a liability insurance coverage, which will provide for the damage repair costs of the other party if you have been involved in an accident and … (more) December 9, 2010

• How can teens and college students get discounts on auto insurance?

  Teens and college students offer mixed prospects to auto insurance companies. They are unpredictable which is why auto insurance companies can find it hard to determine the auto insurance rates that can be offered to college going students and teenagers. Teenagers and college students, in most cases, are expected to drive less than a middle aged person with a day … (more) December 8, 2010

• How can I maximise the auto insurance discounts available from companies?

  Auto insurance premiums are often taken for granted by a lot of car owners. Although some premiums look small, you need to think for the longer run. When you look at the bigger picture, a small amount of research and shopping could help you save a lot of money by take the right auto insurance policy with good rates for … (more) December 7, 2010

• How does the age of the driver and the type of car matter when calculating auto insurance premiums?

  The calculation of the auto insurance premium is a complex process and each auto insurance provider has a different way of calculating the cost. There are a number of factors that the providers take into consideration before arriving at the premium that you will have to pay for your car insurance. The insurance coverage for a person for a particular … (more) December 6, 2010

• How can I file hassle free auto insurance claims?

  One of the common notions among auto insurance policy holders is that filing for claims, in case of any mishaps, is a tedious process. However, it necessarily need not be so. Filing for auto insurance claims can be simplified if you know the various steps involved. It is imperative that you check with your insurance provider about the process for … (more) December 5, 2010

• What are the basics about auto insurance all drivers should be aware of?

  Purchasing a car can be one of the most critical decisions you are making. Before you go ahead with the purchase, you should know that there is more to it than just getting the car home. Using the car to commute from one place to the other requires the presence of a valid auto insurance policy. This is not just … (more) December 4, 2010

• How can I find the best auto insurance coverage for my needs?

  Finding the right auto insurance coverage, especially if you are purchasing it for the first time, can indeed be a daunting task. There are some many auto insurance providers in the market, offering innumerable options that are sure to make the task of finding the right on even more cumbersome and time consuming. However, you can simplify this task if … (more) December 3, 2010

• Why is the cost of teen auto insurance higher than my auto insurance policy?

  Obtaining auto insurance coverage for your teenager may prove to be costlier than you expected, especially if you are getting it done for the first time. Many parents are initially taken aback when they get the quotes from auto insurance providers to cover their child. However, this is not surprising when you take into consideration the various factors that insurance … (more) December 2, 2010

• What are some tips to help me get competitive auto insurance quotes for my teenager?

  If you have a teenager at home, it is more than likely that they will want to have a car of their own at the first given opportunity. And getting them a car would imply they need to have a valid auto insurance policy that can have them covered when they drive. It is beyond doubt that the teen auto … (more) December 1, 2010