Most Recent Auto Insurance Questions in General Questions

• Q: Why will happen if I don’t get car insurance?

  There is a need for every driver to get car insurance. Car insurance is a mandatory requirement that the government has imposed in many states. People will not be allowed to drive their car if they fail to get the different requirements of the state which they are driving. A person must know the car insurance requirement of the … (more) January 20, 2010

• Q: What are Ticket points and how does it affect me and my car insurance?

  Ticket points are points that are added every time you commit a traffic violation. It is an evaluation tool that determines your driving proficiency based on how good you are at following traffic rules and regulations. This point system takes note of all your violations and compiles them into one file. The more violations that you incurred, the worse your … (more) January 11, 2010

• Q: Where and how should I apply for car insurance?

  You should apply for your car insurance in a company that you know and trust. Going into an insurance company that you know and trust will save you a lot of trouble and a lot of stress since you know the quality of their work and also how their work. You will probably also know the processes that will make … (more) January 10, 2010

• Q: How do I decide what kind of car insurance I should have?

  There are many things that need to be taken into consideration if you are planning to get car insurance. Sometimes it could be confusing to first time buyers and decisions are difficult to make. Here are some things that you should consider when you want to buy cheap car insurance. One important factor to consider is  the people you … (more) January 9, 2010

• Q: Why do insurance companies offer different rates to different people?

  Insurance companies base their clients’ rates on statistical information and other important documents that give them an idea on what kind of person their client is. Some people have better records than others and some have worse. This is the main reason why there are different rates being offered to different people. Here are some common instances in which insurance … (more) January 8, 2010

• Q: What is the importance of getting car insurance quotes?

  Whenever you want to have car insurance, it is important that you have to know car insurance quotes. This is due to the fact that whenever you are choosing car insurance, you must actually be able to know the different services that the car insurance companies are offering to consumers. In this case, you must remember that there are so … (more) January 7, 2010

• Q: Why do the government require car insurance to drivers?

  Your car is one of the most used properties. This is because of the fact that whenever you hit the road, most likely, you are going to use your car. Therefore, it is true that whenever you travel, absolutely, there are also chances that you will be involved in car accidents. Remember that in most, if not all instances, every … (more) January 5, 2010

• Q: What are the dangers of driving without car insurance?

  It is a fact that car insurance is needed whenever you are going to drive a car. However, there are still some drivers who would just ignore getting car insurance. This is especially true for drivers who are trying their best to save money. Given that we are actually in the middle of an economic crisis right now, no wonder, … (more) January 4, 2010

• Q: What is gap insurance?

  You may be unaware that when you buy a car the price you had paid and the amount of your car decreases as soon as you drive it off the lot. And when the price of your car when you are already using it is much lower than the price before you bought it, it may also be that some … (more) January 1, 2010

• Q: What is a day car insurance?

  One of the most popular schemes in car rental right now is 1 day rental, also known as a day rental. In this scheme, you can actually rent a car for only one day. This may not make sense to other people, but for persons who have problems with their respective cars, or who does not awn a car, and … (more) December 25, 2009

• Q: How can GAP car insurance help you?

  Not all people are aware of what GAP car insurance is. However, it is necessary for every driver to know this kind of insurance, at least when they have their car on loan or at lease. Remember that whenever you have leased a car, or when you have applied for a car loan, and are driving it, you always have … (more) December 24, 2009

• Q: How can car insurance deductibles affect our budget?

  Car insurance deductibles are one of the most overlooked components of car insurance. This is because of the fact that whenever consumers are looking for the right car insurance deal that they are going to have, they actually tends to focus on things such as coverage, premiums, or discounts. However, not all consumers actually know deductibles, only to be … (more) December 23, 2009

• Q: Do hybrid cars bring discounts on your insurance premiums?

  Many people are now choosing to use hybrid cars. This is because of the fact that hybrid cars are cheaper to use. In this case, it is true that hybrid cars may be more expensive a bit as compared to regular cars. However, the good thing about hybrid cars is that it costs you less expenditure on gasoline fuel. … (more) December 22, 2009

• Q: How do your credit scores and credit reports affect your car insurance?

  All of us want to have cheap car insurance. Car insurance is already mandatory in many states and this may seem like a hassle for most drivers. What they do not understand is that insurance is something that a person needs as a security against whatever accidents that may happen to them. Insurance protects you and the people around. … (more) December 18, 2009

• Q: What are the benefits on Car Insurance and Car Replacements for Senior Citizen?

  I am 70 years of age and a senior citizen; I suddenly lost my car in an accident. I just want to know if my car insurance covers replacing my lost vehicle. First of all, car insurance does not replace vehicles. If you lost a Toyota Camry in an accident, do not expect your car insurance company to deliver another … (more) December 11, 2009

• Q: How do I know if I am the driver at fault?

  It takes two to tango, yet in every accident, there will always be someone between two drivers on the road who takes full responsibility of the hassle. Indeed, if two drivers are manning the road according to traffic standards, no accident is more likely to happen. It is important to know who is at fault in an accident because … (more) December 5, 2009

• Q: Will My Sports Car Be Covered by a Special Policy?

  Sports cars are good possessions. They are valued at some point higher than other ordinary cars because of the activities they are involved in. They are faster and smaller that they tend to be prone to accidents compared to any other kind of vehicle. Insurance policies for sports car constantly evolve through time because their definition is ever-changing. No … (more) December 2, 2009

• Q: Why do your insurance rates go down by the time that you turn 25?

  One of the most special birthdays of a person is his/her 25th birthday. Not only would this age indicate that you are coming into maturity. In addition, whenever you are going to drive your car, and have car insurance, this may actually be important, because of the fact that it actually makes your insurance premium cheaper for you. In these … (more) December 1, 2009

• Q: What are the four basic kinds of car insurance?

  Whenever you are dealing with car insurance, it is important for you to have knowledge of the four basic kinds of it. This is because of the fact that these four different kinds have different coverage, as well as different car insurance rates to pay. Especially when you want to get the cheapest car insurance policy available without sacrificing the … (more) November 30, 2009

• Q: What Are The Different Kinds Of Car Insurance?

  Car insurance is a subject that you can never do away with, at least while you own and drive a car. This is because it is the government itself who actually requires you to get car insurance, before you can be able to drive your car legally. In this case, as long as you do not want to break the … (more) November 28, 2009