Auto Insurance Guide Archive for June, 2009

• California Auto Insurance Coverage

  by Hayden Krueger

  Whether you are already a resident of the state of California or you just relocated, you should make yourself aware of the mandatory auto insurance coverage required by the state. These amounts have been determined to adequately protect you, your family and others who drive on the streets and highways of California. California has deemed it mandatory to require bodily injury and property damage coverage as part of your car insurance coverage. The bodily injury limits are the highest amount … (more) June 25, 2009

• Texas – Tips for Saving on Car Insurance

  by Hayden Krueger

  There are so many factors that go in to determining your auto insurance rates. Every state has their minimum requirements, but there are still things you can do to cut down on rising car insurance costs. Shop around until you find an agent or company that can give you the coverage that you need at a good rate. Check out all the major insurance companies and start comparing rates for the same coverage. You may be surprised to learn that … (more) June 24, 2009

• Texas Auto Insurance Coverage

  by Hayden Krueger

  The state of Texas has certain requirements for all of its drivers. There are certain minimum requirements that are put into place to protect you, your family and other drives on the road in the event of an accident. Texas requires liability coverage as a mandatory part of your auto insurance coverage. The law requires you to carry bodily injury coverage which is what your insurance company will pay out if you were to cause bodily harm to someone or … (more) June 24, 2009

• Texas Auto Insurance Basics

  by Hayden Krueger

  Car insurance is required by every state with the only difference being the amount of coverage required in each area. The main purpose of automobile insurance is to protect you and your family in case of an accident that you may have caused or been involved in as a result of someone else’s negligence. The state of Texas requires their drivers to purchase the minimum amount of liability coverage while driving on the highways and byways in Texas. Other forms … (more) June 24, 2009

• Texas Driving and Traffic Laws

  by Hayden Krueger

  Whether you were born and raised in Texas or you are a new resident, everyone should know the traffic and driving regulations where they reside. Most of them are common across the country – speeding, seat belts, car seats etc., but the variations from state to state are what you need to remember. In Texas, the maximum speed limit is 70 mph for cars and light trucks that travel on all of the numbered highways in rural areas during the … (more) June 24, 2009

• Texas Auto Insurance Discounts

  by Hayden Krueger

  Texans like to do everything in a big way. And so it is with their auto insurance needs. There are a number of discounts that can be used to bring your rates down. Check out these ways to save some big bucks next time you are in the market for more competitive auto insurance rates. Texas drivers join California drivers as the first drivers to get a discount on their car insurance if they drive a hybrid or any other … (more) June 24, 2009

• Texas – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  Although there are so many factors that affect car insurance rates all across the country, many are common practice and some are specific just for automobile drivers in Texas. Knowing what you are looking for will help you make better decisions when purchasing your car insurance or when shopping around for a better rate. You should check out exactly how your insurance company determines the value of your car if it is beyond repair and it is considered to be … (more) June 24, 2009

• California – Tips for Saving on Car Insurance

  by Hayden Krueger

  Increases in car insurance rates are a problem across the country. There are so many factors that go in to determining your auto insurance rates what are the things that you can actually do to save money on your annual premiums? Every state has their minimum requirements, and even if they didn’t, not having car insurance is not a sensible option. Here are some solid ways that you can save money on your car insurance. Shop till you drop. Check out … (more) June 24, 2009

• California – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  There are so many factors that affect car insurance rates all across the country. Some are universal and yet some are specific for California residents. Becoming familiar with these factors will help you make better decisions when purchasing your car insurance or when shopping around for a better rate. First up is verifying how your insurance company determines the value of your car if it is beyond repair and agents have signed off on it as totaled? The value is … (more) June 24, 2009

• California Driving and Traffic Laws

  by Hayden Krueger

  Rules of the road vary from state to state. If you are a resident of California you may already be aware of the driving and traffic laws in your state. But if you are new to the area or are thinking of visiting in the near future, here are some things to remember as you take to the California highways. There is a Basic Speed Law in place in California. What this means is that no matter what the speed … (more) June 24, 2009

• California Auto Insurance Discounts

  by Hayden Krueger

  Californians are people who are usually on the cutting edge. This seems to be true with regards to their automobile insurance. There are a number of discounts available that are specific to drivers in the great state of California. Check out some or all of these to start reducing your insurance premiums. California drivers are the first ones to get a discount on their car insurance if they drive a hybrid or any other vehicle that uses alternative fuel. Consult … (more) June 24, 2009

• California Auto Insurance Basics

  by Hayden Krueger

  Carrying just the right amount of auto insurance coverage takes some prior knowledge of the facts and requirements in the state of California. There are some things that are mandatory and there are some things that are just common sense. There are six major areas of coverage for automobile insurance. The minimum levels of coverage vary from state to state. In general, these areas are: Bodily injury liability, Property damage liability, Personal Injury Protection (PIP), Collision, Comprehensive, Uninsured/Underinsured motorist’s coverage. … (more) June 24, 2009

• Washington – Tips for Saving on Car Insurance

  by Hayden Krueger

  It seems that insurance rates just keep going up every time you get that renewal policy. There are ways that you can save on your insurance. Try some or all of these to pay less for your policy the next time it rolls around. Keep your car in the garage. Parking your vehicle on the streets is looked at as more of a risk to most insurance companies. By the same token, some companies give a discount if you keep your … (more) June 24, 2009

• Washington Auto Insurance Coverage

  by Hayden Krueger

  Mandatory automobile insurance coverage varies from state to state. All automobiles in the state of Washington must have an insurance liability policy to protect themselves and others in case of an accident. If you do not purchase auto insurance, you are required to have a certificate of deposit or a liability bond equal to the levels of liability coverage required by the state of Washington. The liability minimum requirements are $25,000 for injuries to any one person per accidents; $50,000 in … (more) June 24, 2009

• Washington – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  There are so many elements that go into determining car insurance rates in general. The type of vehicle you drive, your driving history and number of claims you have submitted in the past and the safety features that are included on your car all have a bearing on how much or how little you will have to pay for your insurance. But there are additional factors for Washington drivers to pay attention to regarding their rates. Some you may not … (more) June 24, 2009

• Washington Driving and Traffic Laws

  by Hayden Krueger

  When you take your first driving test, you receive a driver’s manual that tells you all the rules of the road while you are driving in Washington. As years go by, you may have forgotten some of them and/or not been familiar with the consequences. Here are the major driving and traffic laws in effect in the state of Washington. Driving under the influence -you are considered guilty if you register an alcohol level of 0.08 or higher after a … (more) June 24, 2009

• Washington Auto Insurance Discounts

  by Hayden Krueger

  Automobile insurance costs seem to rise every year. Here are some ways that you might be able to save a few bucks on your car insurance policy. First check around and get several quotes. Not all insurance companies will offer you the same rates. Gather all of your information about your vehicle and the current coverage that you carry so it will be faster and easier to compare prices. Check and see if they offer a multi-vehicle discount. If you … (more) June 24, 2009

• Washington Auto Insurance Basics

  by Hayden Krueger

  When you drive your vehicle in the state of Washington, with just a few exceptions, you must have automobile insurance coverage. This insurance must be in place to protect you and other drivers in the event of an accident. And depending on the coverage you choose, it can also protect you if your vehicle is stolen, vandalized or experiences fire damage. The vehicles that do not require insurance coverage in the state of Washington are antique cars, any collectible vehicle … (more) June 24, 2009

• New York – Tips for Saving On Car Insurance

  by Hayden Krueger

  If you are looking for car insurance in New York there are many factors that come into play in deterring your annual premiums. City dwellers will certainly pay more for to insure their vehicles than suburbanites. But you don’t have to just sit down and take it. There are things you can do to save money on your car insurance in New York. Raising your deductibles can mean an annual savings of up to 10% a year. Increasing your deductible … (more) June 24, 2009

• New York – Factors that Affect Auto Insurance Rates

  by Hayden Krueger

  Even though most people in New York City rely on taxis and subways for much of their transportation needs, there are many people in the city and suburbs that own a vehicle and have to deal with the rising costs to insure their car or cars. There are many factors that come into play when determining car insurance rates in New York. Some of them you may already be aware of but others you may be surprised to find out … (more) June 24, 2009