Check that you really have permission from the owner of the car. Consent is the key to getting covered by the owner’s insurance. Now, check whether the owner has his car insured and verify the comprehensiveness of his car insurance coverage. Inquire from your insurance company about the coverage of your insurance if it covers you when driving someone else’s car. The possibility of not getting covered by an insurance package may be risky to your finances.
Laws on guest-driving vary from state to state. Know what your state laws state about the coverage of insurance policies for non-owner drivers. Assuming that you are covered may be a heavy risk on your part so keep the aforementioned points in mind.