Montgomery Auto Insurance in Alabama

Filing Montgomery car insurance claims can be a challenging task if you don't know how to go about it. It is recommended that you ask your Montgomery auto insurance company in Alabama about the procedure for filing claims when you purchase the Montgomery auto insurance policy from them so you can be prepared for it.

Filing Auto Insurance Claims in Montgomery, Alabama

Filing an auto insurance claim is often seen as a confusing task that involves a lot of paper work and detailed reporting. Filing accident claims doesn't have to be confusing at all provided you have someone to guide you. This article will help you understand how to file an auto insurance claim in Montgomery Alabama.

Contact the Required Authorities

After an accident occurs the first thing you should do is see if anyone is injured. If you or the other person is injured then you should call 911 immediately. The next thing to do is to call the police in Montgomery Alabama so that they can file a report of the accident. This report will be required by your insurance company when you file the claim.

Take Details and Find a Witness

While you are at the scene of the accident you should exchange information with the other person and you should also note down the extent of the damage to the other person's car. You should also note down the exact details of where the accident occurred, how it happened and if anyone else was there in the other person's car. After noting down the details you should take a few pictures if possible. The next step is to find a witness who saw the auto accident. You will need to exchange details with this witness and you will need to ensure that both your stories match. It may help to take a written statement of the person who saw the accident.

Call your Insurance Company

You should call your insurance company within 24 hours of the accident preferably within 12 hours and you should inform them in brief about the accident. Your insurance company will call you back within 24 hours and ask you for all the details so by then you should make sure that you have all the facts in order.

File the Claim and Wait for the Adjuster

The next step is to file the auto insurance claim along with the documents you have collected. You should preferably send the documents by certified mail with a delivery tracking option so that you know that your mail has been received. The last step is to wait for the adjuster so that he can write you a check for the amount or he can ask you to take the vehicle to an authorized body shop.

Local auto insurance quotes in your area can help you compare car insurance quotes for auto insurance coverage in all of the following ZIP codes in Montgomery

36191, 36177, 36142, 36141, 36140, 36135, 36134, 36133, 36132, 36131, 36130, 36125, 36124, 36123, 36121, 36120, 36119, 36118, 36117, 36116, 36115, 36114, 36113, 36112, 36111, 36110, 36109, 36108, 36107, 36106, 36105, 36104, 36103, 36102, 36101.

Advertisement List