Purchases for auto-deer collision insurances increased this month according to several auto insurance providers. The sales for auto-deer insurances, which are costly for several car owners and drivers, are usually increasing during the mating season. The mating season starts in October and ends in December with its peak month on November.
According to Higginbotham, an animal expert at Texas A & M University, the male deer (the buck) chases the female deer (the doe). The chase can take the couple anywhere, at times, even in the road. Unsuspecting drivers often collide with a deer, or they can get into an accident because they avoided the collision.
Based on two year statistics, State Farm Insurance recorded over 2 million deer collisions. The result showed that deer collision increased up to 20 percent compared with five years ago. Furthermore, Terry Messmer of Utah State University added that the result is only an estimate. Messmer said that a lot of deer collisions have not been reported over the past years because most drivers try to keep the accidents silent. To extrapolate, Messmer said that deer collision may be higher than two million each year.
The collisions are indeed extremely harmful to the animal (which, very often, leads to death). However, these crashes are also the reason for millions of dollars in auto repair and medical expenses. Deer collisions also cause hundreds of human death each year.
According to animal and auto insurance experts, increasing rates of deer collisions can be best explained due to the rising population of the deer, which, according to estimates, has reached about 30 million already.
The deers are mainly the white-tailed which are more adapted to suburban areas. Furthermore, the deers are becoming more visible in roadways due to human housing projects inside the woodlands. The probability of a driver hitting a deer is greater in West Virginia where the risk is 1 out of 42 each year according to State farm. Iowa falls next, which is 1 in 62 chances. Drivers and car owners in Hawaii fall last because the chances of a driver hitting a deer are only 1 out of 13,011.
Car drivers often hit the deer accidentally. This happens when car drivers who spot the doe slow down their driving then suddenly speed up not knowing that the buck is chasing the doe. Thus, to avoid the situation where car drivers are spending too much in car repairs and medical expenses, car drivers and owners are avail for themselves deer-collision insurances during this season.
