Men Are Getting Better Auto Insurances than Women- Research


21Now, even in the area of auto insurance, there is battle between sexes.

Post Office Car Insurance (POCI) recently commissioned a research which aimed to study which between men and women are more into getting a comprehensive car insurance. The research revealed that men have the first hand with regards to having comprehensive auto insurance. With a percentage of 58%, men seem to possess such a policy more than women who gained only 44%.

Post Office Car Insurance is at the front line in the promotion of rendering a comprehensive insurance policy as an effective way of protection against auto accidents, thefts and other damages.

POCI’s research also showed that a 51 percent increase was noted in individual comprehensive insurance policies, which means that customers now prefer auto insurances that provide greater protection.

Likewise, the firm strongly encourages auto owners to be precisely knowledgeable about the policy details of the insurance they are getting. In this way, they will know what are the aspects that are covered in such insurance and what are they going to be protected against.

For those seeking for an auto insurance that provide a more expansive coverage, POCI provides a comprehensive auto insurance which includes third party, fire and theft insurance.

Women drivers usually get better deals from car insurance companies because statistically, it is always the men who get into serious accidents. Auto insurance providers are therefore more confident that women in general are considered low risk drivers as compared to men. Usually auto insurance companies give lower rates to women, to those who have lower mileage and drivers who have a good driving record. This is because these groups of people are less prone to accidents.

On the contrary, they give higher rates to men, teenagers, and those who have a bad record of car accidents because they are more prone to accidents according to statistics.

Insurance companies have already mastered the science of risk taking so that they make sure that those who have higher risks should pay more and those who are less prone to accidents should pay less.

Given thus, men are more compelled to get better car insurances such as comprehensive car insurance.