Riverside Auto Insurance in California

With over 287 000 residents, Riverside city in Riverside County is California's 11th largest city and it is one of the fastest growing cities in the nation. This is one of the leading reasons as to why Riverside auto insurance is quite expensive, but don't let that make you leave your car uncovered by an insurance policy. This is the reason why we need to discuss some of the policies surrounding Riverside car insurance.

Laws and Guidelines about Riverside Auto Insurance in California

Riverside is located an hour outside of Los Angeles and has a downtown "Mile Square" district which is designed after downtown Philadelphia. Also within an hour drive you will find beaches, desert resorts and ski hills. With over 287 000 residents, it is California's 11th largest city and it is one of the fastest growing cities in the nation in the late 20th century. This is one of the leading reasons as to why Riverside auto insurance is quite expensive, but don't let that make you leave your car uncovered by an insurance policy. Here are some information regarding laws and frequently asked questions about Riverside car insurance policies:

Some frequently asked questions about car insurance in Riverside:

• Why is carrying a car insurance so important in Riverside?
  It's required by law to have Proof of Insurance at all times, especially in Riverside. Failure to present a Proof of Insurance when it's requested may get you a fine or a suspended license
• What Are the Penalties for Driving Without Liability Insurance?
  Judges in Riverside can impound the vehicles of frequent, repeating violators. If you provide falsified documents of auto insurance coverage and your driver's license is currently suspended, the suspension on your license cannot be lifted until you present a genuine Proof of Insurance.
• When Must You Show Proof of Insurance?
  The Legislature passed a law requiring motorists in Riverside to present a Proof of Insurance before the Department of Motor Vehicles renews their vehicle registration. The legislation also requires motorists to display Proof of Insurance when the motorist is pulled over for traffic violations.
• How Do I Prove I Have Insurance?
  A Proof of Insurance card listing information on the covered vehicle, the owner and information about the policy number and expiration date will be sent to you by your insurance company once you have fulfilled the necessary requirements. Your policy or a temporary binder is also acceptable evidence of insurance.

Mandatory Minimum Level of Coverage

California's Compulsory Financial Responsibility Law requires anyone who owns or drives a motor vehicle to be financially responsible for their actions. The minimum limits of liability insurance, as required by law are: $30,000 for all bodily harm, fatal or not, to all persons in any one accident, $15,000 for the death or injury of any one person in any one accident, and; $5,000 for any damaged property in any one accident.

Consumer Rights/Protections Related to California Auto Insurance

The California proposition 103 provides many consumer protections, for Riverside citizens, related to purchasing and maintaining auto insurance, such as company policy and price transparencies, rates regulation and discounts for vehicle owners with outstanding driving records.

Make sure that your automobile is insured, you'll never know when it will come in handy.

Local auto insurance quotes in your area

AutoQuoteNow.com can help you compare car insurance quotes for auto insurance coverage in all of the following ZIP codes in Riverside

92522, 92521, 92519, 92517, 92516, 92515, 92514, 92513, 92509, 92508, 92507, 92506, 92505, 92504, 92503, 92502, 92501.