Concord Auto Insurance in California

Concord, California is smaller than most in the U.S. and as such, logically, there are fewer cars, making the possibility of having automobile accidents lower than usual. But don’t let that make you leave your car uninsured – it may become a thorn in your side later on. It is best to get the best Concord car insurance as soon as possible. Here is an article that shares tidbits of information about concord auto insurance.

Basic Guidelines about Concord Auto Insurance in California

Concord, California has an estimated population of 124,977 and proudly bears the motto "Where Families Come First". The city is located in Contra Costa County and it is a suburb of Oakland and San Francisco. Three notable natives of Concord include actor Tom Hanks, Jazz musician Dave Brubeck, and Olympic gold-medalist Natalie Coughlin. Concord is smaller than most in the U.S. and as such, logically, there are fewer cars, making the possibility of having automobile accidents lower than usual – the reason why Concord car insurance companies charge lower than usual for insurance premiums. But don't let that make you leave your car uninsured – it may become a thorn in your side later on. Here are some tidbits of information about Concord auto insurance laws:

The Compulsory Financial Responsibility Law imposed in Concord requires everyone who owns, maintains or drives a motor vehicle to be responsible for their actions, financially. The limits of liability insurance, as required by law are: a minimum of $15,000 for the injury of any one person in any one accident, fatal or not, a minimum of $30,000 for all fatal of non fatal physical harm, to all persons in any one accident, and; $5,000 for property damages in any one accident.

Why is it necessary to bring a proof of insurance in Concord?

Not providing Proof of Insurance when it's requested may get you a fine or a suspended license, since it is required by law to have Proof of insurance at all times.

What are the penalties for driving without liability insurance?

Authorities can impound your vehicle if you are a frequent offender of this law. If you provide falsified documents of auto insurance coverage and your driver's license is suspended, the suspension on your license cannot be removed until you present a genuine Proof of Insurance.

When Must You Show Proof of Insurance?

Legislative law in Concord requires motorists to present a Proof of Insurance before the Department of Motor Vehicles renews their vehicle registration. The legislation also requires motorists to display Proof of Insurance when the motorist is apprehended for traffic violations.

How Do I Prove I Have Insurance?

A legitimate Proof of Insurance (POI) card will be issued to you by the insurance company that handles your policy, given that you have accomplished the necessary paperwork for your insurance. Information about you and your vehicle will be included in it, along with information about your policy (i.e. policy number, etc.)

Local auto insurance quotes in your area

AutoQuoteNow.com can help you compare car insurance quotes for auto insurance coverage in all of the following ZIP codes in Concord

94529, 94527, 94524, 94522, 94521, 94520, 94519, 94518.