What is the other car insurance coverage besides those required by law?


The law requires their motorists to have as part of their car insurance coverage the Liability Coverage that includes Bodily Injury and Personal Property Coverage, Personal Injury Protection or PIP Coverage and Uninsured & Underinsured Motorist Coverage.

Aside from these, there are still bunches of car insurance coverage that can be optionally added by policy holders to their car insurance policy for additional peace of mind.

Peace of mind, because additional coverage may mean additional payment or premium but it also means insuring the policy holder in various situations that may occur. And these optional car insurance coverages that are explained in this article are Collision Coverage, Comprehensive Coverage, and Gap Coverage.