Is underinsured property damage car insurance policy similar to uninsured property damage car insurance policy?

Yes, the underinsured property damage car insurance policy is similar to the uninsured property damage car insurance policy in all aspects. The only difference is that the other person at fault in the accident would not have the necessary coverage that is required to meet the damages. This policy coverage would contribute the balance amount of the repair or replacement costs of the damage, up to the limit of the policy coverage. These policies could be purchased separately or they could be combined by the policyholder. This would depend on the state laws and the regulations of the insurance company.