There are various factors that influence the expense on car insurance:
- Age: A teenager is expected to pay more since he/she is inexperienced. However a 25 year old will pay less, because he/she is considered to be experienced but not financially adequate to afford it, given that most of them are financially independent.
- Driving record: There is increased amount of cost if the driving records shows a lot of tickets awarded and accidents history.
- Type of automobile: The more expensive the automobile the more expensive will be the insurance.