Lincoln Auto Insurance in Virginia
It always helps if you know how the Lincoln car insurance company that covers you processes accident claims. In the eventuality of an accident, you should know how to handle situation and the documents that are needed by the Lincoln auto insurance companies in Virginia. Being prepared will increase your chances of filing a successful Lincoln auto insurance claim.
What to do after an Lincoln auto accident in Virginia?
The first few minutes after an auto accident are very important. In fact the first hour after an auto accident is termed the golden hour in medical terms. There are a number of factors that come into play in this one hour and it is important that you follow a certain guideline with clockwork precision in order to survive the ordeal unscathed.
We shall now list out a few things to do immediately after an accident in Lincoln, Virginia.
The first thing to do is to get out of the vehicle and check for any injuries. If you are bleeding profusely or you feel faint, then you have a very few minutes, in fact seconds to act. You have to immediately dial emergency services and give them your location.
If you are not seriously injured, try to rescue others from the debris. Check to see whether there are any serious injuries. Call the emergency services and explain the extent of injury to them. Move away from the vehicle, but keep it within visual range.
Once the police arrive on the scene, explain exactly what happened to them. This will be recorded as a first investigation report. It will be your first formal complaint. It is important that the police are present on the scene for this very reason.
After this, take down details of the other driver. It is important that you make sure the other driver does not escape before the police arrive. If you can, take down the number of the vehicle. This is even more important if it is a minor accident and the vehicle is in running order.
Later, you can note down the VIN or vehicle identification number, the number plate, the registration number, the license number of the driver, and the insurance company that the driver has insured his car with.
Make sure you do not talk to anyone at the scene of the auto accident. Refrain from trying to describe what exactly happened before the accident to anyone else other than the police or your insurance company. Anything you do or say can and will be held against you in the court of law. If the other driver and you can come to an amicable consensus as to who is at fault, it will be very easy. You can easily exchange numbers and contact your insurance company for reimbursement. But if you are not able to decide, this is when you will need to take it to court in Lincoln, Virginia. And litigation is always a long drawn out process.
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