Kent Auto Insurance in Washington
You have the right as a customer to recover your loss when you are victimized by an underinsured motorist in Kent City, Washington. You must get it from your Kent car insurance provider. This article would help you to assert you right about uninsured/underinsured motorist claim in Kent auto insurance
Uninsured and Underinsured Motorist Claims in Kent City, Washington
In Kent City, Washington, auto insurance is required by the law. But there are still drivers who disobey laws, which results to damage for responsible drivers who have car insurance. In 2007, there were six fatal car crashes in Kent alone.
There were total of ten people involved in these crashes which some are underinsured and even uninsured. There were six cars involve in those car crashes and 60 percent of the cars involve have an average speed of 60 MPH. In 2006, there were about 1563 auto thefts in the city of Kent which would be a big loss for uninsured motorists.
As a driver, having Kent auto insurance would lessen your chance to become a victim of uninsured or underinsured motorists. Most car insurance companies' provide coverage for accidents caused by drivers with no insurance (uninsured motorists) or by drivers without enough insurance to cover the damages (underinsured motorists).
But you should know that insurance companies are not always willing to pay on uninsured/underinsured coverage which would deny your claims or delaying them that constitute bad insurance practice.
You can ask for legal assistance against insurance companies who refuse or delay their payment on damage claims involving uninsured or underinsured coverage. The Washington State's Attorney General Office and the State's Insurance Commissioner in order to assert your rights and demands accountability from your insurance provider.
You pay for your premiums to protect yourself in the event of an accident. You should not suffer the damage if you are hit by uninsured or underinsured motorists. You have the right to demand nothing less than what your policy entitles you to have.
Call immediately your insurance company if you are injured by a hit and run driver, a driver without insurance or if your damages exceed the policy limits of the other driver's car insurance policy. The Kent car insurance company should entertain you or else you have the right to seek a legal help instead.
Typically, if damages exceed the policy limits of the driver who hit you, you can recover the remainder under the terms of your coverage with your insurance carrier. For example, suppose a driver carrying $50,000 in liability coverage hits you, causing $100,000 in damages. Since the other driver is only covered for $50,000, you can only recover half of your actual losses. However, depending on the terms of your own insurance coverage, you may be eligible to recover all or a portion of remaining $50,000 from your insurer. If the driver was uninsured, you may be eligible to recover the full amount.
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AutoQuoteNow.com can help you compare car insurance quotes for auto insurance coverage in all of the following ZIP codes in Kent
98089, 98064, 98042, 98035, 98032, 98031, 98030.
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