Auto Insurance Guide Archive for March, 2012

• Five reasons to purchase auto insurance online

  by Hayden Krueger

  Auto insurance companies come up with a lot of different insurance products year after year. It is easy to get confused with these products. Besides there are a lot of auto insurance companies offering policies. In such a scenario, a lot of people tend to purchase auto insurance randomly, from a sales person they come across. This could mean a lot of extra money as well as less value for what you pay. There are many advantages of buying auto insurance online instead. Here are some of those benefits that can give you the best of all worlds.

  You can request free quotes online
  

  It is practically not possible to go from one auto insurance dealer to another, trying to find out what the cost of insurance coverage you seek would be. If you are dealing with a sales agent, you might not get the total picture as they wouldn’t … Click here to read more

• Four questions you should ask yourself before taking a call on auto insurance

  by Hayden Krueger

  When you want to take a call on auto insurance there are a few questions that you must ask yourself. This introspection will not only help you save some money, but will also make sure that you don’t end up with the wrong policy from the wrong insurance provider. When you are paying a lot of money as premium for insurance coverage, it is imperative that you make the right choice so that eventually when you claim, you don’t have trouble getting the coverage. Here are some questions you must ask yourself when you are about to purchase auto insurance.

  What coverage do you need?
  

  This is one of the most important questions to ask yourself when you are purchasing auto insurance. This is because your premium will depend on the coverage you seek, which in turn will depend on your vehicle as well as the state in which you … Click here to read more

• Save on insurance cost instead of compromising on coverage

  by Hayden Krueger

  It is extremely easy to save on your auto insurance costs. However, it could be tough dealing with the repercussions of not having sufficient auto insurance coverage. A lot of times it could leave you with a very big hole in your pocket. On the other hand, there are plenty of valid reasons for which you will get discounts on your auto insurance premium. There are many ways to save on the premium as well even if you don’t get a direct discount. In such a scenario, it is important to lower your premium instead of doing away with the coverage altogether.

  Pick a reliable insurance provider
  

  A lot of people do it mechanically. But picking the right provider could be a great first step to saving money on your auto insurance. It is important to pick a provider who offers good customer service and who responds immediately towards your … Click here to read more

• Picking the right insurance provider for your vehicle

  by Hayden Krueger

  When you are purchasing auto insurance, there are certain things you have to be careful about. A stitch in time saves nine, they say. In case of auto insurance, you will benefit a lot if you are careful right from the first day. Auto insurance is mandatory in most states, although the coverage limits and the types of coverage mandated might be different. In most cases, you must have third party liability insurance, but for the sake of your own safety, it is important to also purchase, total car insurance if you can afford it. Even before you go ahead and purchase your insurance, you have to take certain steps to pick the right auto insurance provider. Here are some tips that can help you pick the right auto insurance provider.

  Track record is always important

  Never ignore the track record of an auto insurance provider. Before you purchase insurance, … Click here to read more

• Most important factors affecting auto insurance rates

  by Hayden Krueger

  The auto insurance rates that you pay vary from one state to another. The auto insurance rates vary from one person to another. The auto insurance rates vary from one vehicle to another for the same person. This is because there are many things taken into consideration by an auto insurance provider before they deduce what the premium should be for the required coverage in case of a customer. In order to save on your auto insurance, as well as to make a good decision on which insurance provider to go with, it is important that you find out what these factors are.

  The nature of the vehicle
  

  It is a very important factor in determining your auto insurance rates. SUVs and vintage vehicles usually cost a lot more to repair than normal sedans. Obviously, the premiums you have to pay for the coverage will also be higher. Moreover, in … Click here to read more

• Five questions you should ask the insurance provider before purchasing insurance

  by Hayden Krueger

  When you are purchasing auto insurance there are a few questions that you must ask any auto insurance provider before making the purchase. This will help you in not only taking a fool-proof policy but also in saving some money, which is quite important these days. These are simple questions that will let you know a lot about what you are paying for and what you can expect from the auto insurance provider in the future.

  What does the policy not cover?

  A lot of times, customers ask the wrong question to the auto insurance provider. They ask what the insurance covers and that leaves a lot of ambiguity. Instead it is important to find out what the insurance provider is not covering. For example, if you are taking collision insurance, you might want to know the situations wherein you will not receive coverage from your auto insurance provider. This … Click here to read more