Most Recent Auto Insurance Questions in Teens And College Students

• Q: What are the factors that affect car insurance rates?

  Owning a car is not that easy, especially that one’s life is at risk, there are lots of considerations that a car owner and a seller must agree upon buying a car. Insurance is a number one priority of car sellers, not only that it covers some of the damages that may be inflicted by the owner to the car, … (more) April 10, 2010

• Q: Why do teenagers need auto insurance?

  Nowadays, teenagers and college students see themselves special whenever they have something which they could brag to other teenage and college students. One of these, trendy and in-style fashionable accessory of their mid-life, is having a car. Thus, in this regard, teenagers are deemed to be more excited, that they tend to be overwhelmed and overexcited when driving. Reports have … (more) April 8, 2010

• Q: Can you get auto insurance with just a learner’s permit?

  Most teenage drivers can’t wait to get their license and drive. But most states require them to have a driver’s license and car insurance before they get behind the wheel. For these young driver’s, they often ask if they can get insured even with their learner’s permit or their student driver’s license. A driver’s or learner’s permit is permission to … (more) April 1, 2010

• Q: How can I lower my car insurance rates for my teen driver?

  For most parents that worry about their teenagers that just started driving, insurance rates are one of the things they think about. There are a few thing you can do as a parent in order to lower the rates of your teenage driver. Before anything else, it is important to be patient with your young driver’s insurance. Don’t be in … (more) March 30, 2010

• Q: Can my Parent own the Car that I’m Getting Insurance for?

  When purchasing car insurance for your teenager, one question that will always be asked is: if the parent or guardian can own the automobile that the insured teenager is driving. In most cases, the answer is yes, any parent can own the vehicle you wish to insure. However, there are conditions to this rule. The parent or guardian should live … (more) February 27, 2010

• Q: How can I get cheaper car insurance for my teen?

  Teen drivers are usually seen as great risks by car insurance companies. The result of this is that the car insurance companies ask you to pay more when a teen is part of your coverage. These risks have statistical evidence to back them up. Getting cheap car insurance for a teen is difficult but there are certain ways in which … (more) January 19, 2010

• Q: Can teen parties be a threat to the safety of my child?

  There are many dangers for teens when they go out to drive. Add this up with their curiosity and rebellion and you will really have to worry. Car insurance is one way to protect your teen in case they get into an accident. Imagine just waking up in the middle of the night and then hearing news that your teen … (more) January 17, 2010

• Q: As a parent, how else can I use teen car insurance?

  Teen car insurance can also be used as a tool for good parenting. A parent who simply buys teen car insurance for their children is a parent whose job is incomplete. When a person buys car insurance for someone important to them, it is not enough that they simply buy car insurance. They should also make sure that the person … (more) January 16, 2010

• Q: Why should I give my teen car insurance?

  As parents we would like to give the best for our children. We give them everything they need that we can afford. As much as possible we also do not want them to come to any harm. Car insurance protects people from accidents that might happen to them. So, to answer the question of why should a parent give their … (more) January 15, 2010

• Q: Why do we need car insurance and why are some insurance rates more expensive than others?

  Having a car is the main reason why you need to have car insurance. Every time that you bring out your car for a drive, there is always a possibility of getting into an accident. No matter how little you think that chance will happen, there will still be a chance. The dangers for a car are not limited when … (more) January 14, 2010

• Q: What other advantages can teens get from car insurance?

  Car insurance has many more advantages for teens than just giving them financial protection against accidents that may happen to them. Many people think that there is nothing else car insurance is for them than accomplishing the government requirement to allow them to drive. They do not see the other values of having car insurance and how it could help … (more) January 13, 2010

• Q: How does age affect car insurance rates?

  Age and cars are two things that we need to consider if ever we want to get cheaper car insurance. We need to consider these two because they are among the many factors that insurance companies use in order for them to determine what kinds of offers they will be giving you once you apply for car insurance. Both these … (more) January 12, 2010

• Q: Is there any way that I could bring down the insurance rate of my teen?

  There are some insurance companies that offer cheaper rates for teens who have proven that they will not be a liability to the company. This can be done through showing them documents that will prove this fact. You can show them that you are a responsible driver by showing them your driving records, certificates of participation in safe driving programs … (more) December 20, 2009

• Q: How do get cheap car insurance for your teen using Car insurance Coverage?

  There are many different kinds of car insurance. The important thing to remember here is that car insurance is always affected by the coverage that you choose. Not all insurance has all the insurance coverage that you need. In order for you to get better deals on car insurance it is important that you realize the coverage that you need … (more) December 19, 2009

• Q: How much coverage do teens and college students need?

  There is no exemption to the rule. Whether one is a responsible and good-mannered driver or reckless accident-prone individual, everyone must have car insurance. Indeed it is a must. Thus for parents who are planning to buy one for their teen or college student son or daughter who will soon be driving, purchasing a car insurance is deemed necessary. But … (more) December 17, 2009

• Q: How Can I Get A Lower Car Insurance Rate for My Teen?

  The irony exists between car insurance rates given to teenagers and college students and to these young people’s financial capacity. People below 25 are most likely not to be making money for themselves yet. They are still clinging for parents’ support for all the resources they will need. Despite all of these, they are still the age group given the … (more) December 16, 2009

• Q: How to get a lower car insurance rate for teens and college students?

  For major car accidents, a 17-year old is five times more likely to be involved than a 35-year old. Of all fatal road accidents, 13% involves, teenagers driving cars. As reported by National Safety Council, teenagers have a 3 times higher tendency of being killed in automobile accidents than people of ages 25-64. Statistical data shows that majority of teenagers … (more) December 15, 2009

• Q: If the teenager moves out, would he/she still be covered by parent’s car insurance?

  Literally, it is a huge price to pay if your teen or college student son or daughter will start driving. Aside from the car itself, the maintenance, the accessories, parents must also pay attention to availing car insurance for their kid. Car insurance for teens and college students is far more expensive than any other drivers thus making the on-set … (more) December 14, 2009

• Q: Should I just add my teen to my policy or should I get another for him/her separately?

  If there are persons highly involved and highly concerned about a teenager or a college student having their firsts in driving, they would definitely be the parents. At the on-set, when their teenager sons or daughters started to put their seatbelts on and begin starting the car’s engine parents are mostly there watching from a distance thinking about “my kid … (more) December 13, 2009

• Q: What are the different ways to cut costs on your teen’s car insurance?

  It is a sad thing that the insurance premiums that you have to pay for you teenager is relatively more expensive as compared to the car insurance premiums of adults. This is a very disheartening fact, especially in these hard economic times. However, you cannot just ignore getting car insurance for your teenager. This is because your teenager also needs … (more) November 29, 2009