Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: How is automobile insurance finalised?

    Automobile insurance sees a lot of players in the business in the recent times. Due to the growing demand and necessity of auto insurance more and more companies are joining the industry and providing people with new and innovative auto insurance options. The companies that provide auto insurance have their own set of rules and the rules are almost similar … (more) July 22, 2011

  • Q: Do safe drivers need auto insurance?

    Most people who buy cars want to protect the car and they make sure that no damage comes to the car. These people attempt to drive carefully and are always alert about the road and the cars plying on the road while they drive so that their car does not get into an accident. The truth is that a lot … (more) July 20, 2011

  • Q: What are the affordable auto insurance options for college students?

    Being in college is a great feeling but being able to obtain affordable auto insurance is not. As auto insurance premiums are generally very high for college students as insurance companies assume that youngsters are all reckless drivers and cause accidents as they don’t have enough driving experience. However, there are insurers who do give young adults discounts and also … (more) July 18, 2011

  • Q: What are the key points to keep in mind while availing coverage for the elderly?

    Although senior citizens are much safer drivers as they have years of driving experience behind them, they find it difficult to avail affordable auto insurance. Older drivers are far more disciplined and never speed or drive around in a reckless fashion. They also obey the traffic rules very diligently, but those who are over 75 years of age find it … (more) July 16, 2011

  • Q: What are the key premium saving tips that makes a difference?

    Auto insurance premium is a recurring expense every month, so planning it carefully is important to every automobile owner. Auto insurance premium depends on many things apart from the driving record of the individual and the car model that the auto owner drives. Because comprehensive insurance policy covers all damages due to natural disasters, or vandalisms, and even thefts, people … (more) July 14, 2011

  • Q: What are the different auto insurance types to choose from?

    There are so many types of auto insurance these days that buying a customized package is very difficult with so many choices available. Selection of different insurance policies is the decision that the customers should make. Knowing about various insurance policies can help the automobile owners make a better decision when it comes to choosing the policy they need. Some … (more) July 12, 2011

  • Q: How to distinguish the right insurance companies from the wrong?

    Choosing the right auto insurance company is very important to put the automobile driver at ease. Having the trust in the automobile company is very important, since auto insurance offers protection and assurance at the time of unforeseen circumstances. Every policy holder requires different policies depending upon his or her driving records and area of residence and so on. But … (more) July 10, 2011

  • Q: Who are the professionals involved in settling claim disputes?

    When buying the auto insurance, buying it at the right company is essential for a smooth experience of claim handling, if at all there is a need. Before signing up for a policy, going through the entire offer document thoroughly is important, since it can come handy while claiming the insurance money. A good insurance company will have a very … (more) July 8, 2011

  • Q: What are the best ways to get auto insurance at the right prices?

    If you want to know ways in which you might be able to save on auto insurance, you should probably consider looking at the different ways in which you might be able to obtain them. There are a lot of ways in which an individual can get coverage today. If you are a little careful and were to look at … (more) July 6, 2011

  • Q: What are the best tips for getting cheap auto insurance?

    If you are working on ways in which you are planning to reduce the cost of your auto insurance, you have come to the right place. There are a number of things that you can look into in order to be assured that you are not paying more than you are supposed to for your auto insurance. Many people think … (more) July 4, 2011

  • Q: How to determine the right coverage for your car?

    Buying a good auto insurance policy is not a onetime affair. Every year, auto insurance policies need to be reviewed to get good premium rates, and every year, auto owners will need to change their policies to make them more suitable for their needs. Buying auto insurance depends on a number of things, so there is no single most suited … (more) July 2, 2011

  • Q: Why is it difficult to find affordable auto insurance for college students and teens?

    The biggest challenge is to find affordable auto insurance for college students or teenaged drivers. This is due to the fact that they lack the driving experience. Insurance companies have a set of opinions about teenage drivers and base their rates on these assumptions. It is a matter of debate that some teenagers are far more cautious drivers when compared … (more) June 30, 2011

  • Q: When should you report an accident and how can you speed up your claims?

    As per the auto insurance policy, you should report accidents immediately. There are a number of reasons for insurers insisting on this. The first and foremost reason is because the carrier wants to see your vehicle as quickly as possible in order to evaluate the extent of damage to your vehicle as well as the other vehicle in case of … (more) June 29, 2011

  • Q: What you should know about some types of auto insurance?

    Everyone has an auto insurance policy on their car. Some take it because of the minimum coverage requirements. Others just opt for a large coverage thinking the more expensive it is the better it is.  Both these instances are wrong. Auto insurance coverage is not about paying more money to get more coverage. It should be planned carefully. Auto insurance … (more) June 28, 2011

  • Q: What to do when for filing an auto insurance claim?

    When you agree to getting an insurance policy, you are signing up to pay a monthly premium, which in turn guarantees that any damage financial of otherwise that occurs in an accident will be taken care of by your insurer. It is important to understand that filing the insurance claim is an essential step irrespective of who was actually the … (more) June 27, 2011

  • Q: What to do for cheaper insurance for teens?

    Irrespective of your age, insurance is an important consideration for all individuals. Especially for teens and college goers the right coverage is extremely important. It is not possible to predict how things may be and better to be safe than sorry.  You need not assume that insurance for teen drivers is a huge burden; it is possible to get affordable … (more) June 26, 2011

  • Q: What should you know about auto insurance coverage?

    When you own your own car or truck or any kind of vehicle, you will be required mandatorily by the law to take out insurance on it. In fact if you are asked to show your insurance papers at any point and don’t have it on you, it can cost you some amount of money as penalty. Insurance companies do … (more) June 25, 2011

  • Q: What are the things that you should take care of while filing an auto insurance claim?

    The roads in the US are choc-a-bloc with vehicles and accidents are almost waiting to happen. No one can say when a certain tragedy will strike them. Hence it is imperative that every motorist is adequately covered by auto insurance. But once you have auto insurance there are a few things that you need to bear in mind. It is … (more) June 24, 2011

  • Q: What are the benefits of getting online quotes?

    Most people prefer purchasing policies online and the numbers are growing each day. It is extremely quick, easy, and convenient to do a comparison of online quotes. When you compare auto insurance quotes online you can also purchase auto insurance at your own pace.  This is a quick way to save money. You can get the best deals by shopping … (more) June 23, 2011

  • Q: How to file your auto insurance claim correctly?

    Being in an accident is something that is quite a bad experience. Car accidents can be anywhere from a simple flat to more horrible ones where considerable damage or even loss of life occurs. It is quite a painful period and gathering yourself to file an insurance claim may not be the first thing on your mind as you cope … (more) June 22, 2011