Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, AutoQuoteNow.com stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: What companies provide the best auto insurance?

    1. GEICO Auto Insurance 2. Progressive Auto insurance 3. Travelers Auto Insurance 4. Nationwide Auto Insurance 5. Amica Auto Insurance 6. Allstate Auto Insurance 7. Liberty Mutual Auto Insurance The abovementioned insurance companies offer good overall auto insurance and have good reputable ratings under their belts. These insurance companies offer other insurance policies aside from auto insurance. Why should I … (more) September 18, 2010

  • Q: What should I look out for in student auto insurance?

    Coverage – this is the main thing you’re looking for in auto insurance. Your auto insurance should be able to give you assistance with almost everything that can happen to you and your vehicle. May it be in times of vehicular accidents, theft or natural calamities, your auto insurance should always have the capability to answer to everything. Affordability – … (more) September 17, 2010

  • Q: How to get auto insurance for Teens and College Students?

    Aside from knowing the types of coverage you should get your car, a new driver must know how to get the right auto insurance for the right price. And being a student driver or a teen ager with a new car, you may get tempted to get an auto insurance right away, without taking good care not to fall for … (more) September 16, 2010

  • Q: What Beginner (Teens and College student) Drivers Should Know About Auto Insurance Coverage

    A newbie driver, more likely to be teens or college students can be very excited to drive out their new car at first. Even though they do have auto insurance and they think they are properly protected, once an accident occurs or their car gets damaged, they get surprised about how little the coverage will be for their car. Proper … (more) September 15, 2010

  • Q: What can I do to lower my premium rates?

    You may think that the solutions may mean having to take more legal steps or more difficult ways but there are really simpler ways in which you may reduce you premium costs. Get a more reliable/’cleaner’ driving record – you may do this by avoiding accidents as much as possible and also enrolling in driving lessons or schools that … (more) September 14, 2010

  • Q: What contributes to my higher premium for being a teen/student driver?

    The higher possibility of accidents when it comes to teen driving is number one on this list. The insurance companies anticipate that the student drivers will be more involved in accidents than drivers in other age groups. Car type can also be a cause. More expensive cars can add more on your premium rate as a student. Not to mention … (more) September 14, 2010

  • Q: Reasons for Higher Auto Insurance Premiums for College Students

    Being a student can be very expensive. Aside from the usual stuff like tuition, books, rent, food and cell phone bills, having a car can really boost your expenses. Why you ask? Because law requires every car owner to get auto insurance for his/her car. And being a student, it can weigh heavier on you more than you think. Why … (more) September 13, 2010

  • Q: FAQ’s for Teens and College Students Thinking About Getting Auto Insurance

    Doing your research for auto insurance for your car can be difficult especially if you don’t know the things that make up auto insurance and make it reliable. Being a teen driver (and/or a college student at the same time) you should know more about auto insurance. And you should know that it doesn’t mean that accidents are the only … (more) September 12, 2010

  • Q: Be a Young and Responsible Driver, Get Auto Insurance

    Being a new to driving can be very exciting. Especially if you just received your first car as a gift from your parents for your 18th birthday or you just got that 2nd hand car from all the salary you got as a working student. You might want to just hold on to that steering wheel after you get your … (more) September 11, 2010

  • Q: Why does car insurance for women cost less than that for men?

    Gender based demarcation is something that has extended to pretty much every aspect of our life. It is not uncommon to see things that might be differently priced between genders. Don’t get offended if it is not in favor of your gender, since these numbers have been derived after doing extensive research. It is not to be confused with something … (more) September 10, 2010

  • Q: Why do younger drivers pay more car insurance premium as compared to tenure drivers?

    Driving is something that is a privilege offered to you depending on your economic condition. Sometimes, it is easy to take it for granted. However, once you lose out your driving rights, you will realize how valuable it actually is. People miss the things the most only when they don’t have access to it. Thus, before arriving at such a … (more) September 9, 2010

  • Q: What should I keep in mind while applying for a new auto insurance policy?

    Buying something new is kind of exciting, especially if you are provided with a lot of choices. Almost everyone buys a new car with great gusto simply because of the fact that there is quite nothing like it. After all, the number of cars available in the market across the different segments is reason enough to want to buy something … (more) September 8, 2010

  • Q: What is no fault car insurance?

    Auto insurance is big business these days. It not only has a lot of benefits, it is also the law to have insurance coverage in most states. In most insurance claims, the parties involved usually have to take the case to court in order to determine who was at fault. And then only the insurance company from the side of … (more) September 7, 2010

  • Q: What are the types of coverage offered?

    There are a number of types based on your needs and ability to pay the premium. It also depends a lot on the value of your car. It can be monetary or emotional value. But it is value all the same. You could go for comprehensive insurance which covers all eventualities. Or you could go for fire and theft … (more) September 6, 2010

  • Q: Why do you need auto insurance?

    It is not only a good habit to have auto insurance; it is also the law in almost all developed nations and states. And there are huge penalties that you might have to pay if you are driving without auto insurance. And the fines are huge. You might have to pay a few hundred dollars and your license may also … (more) September 6, 2010

  • Q: What are the various ways in which I can apply for auto insurance policy?

    There are many different ways in which one can buy auto insurance these days. In fact, if you come across all the different policies that there are, you might be perplexed as to how you can choose the one that will work for you and won’t cost you a fortune either. This might be something that almost all new car … (more) September 5, 2010

  • Q: What are the various types of auto insurance policies that I can choose from?

    Auto insurance is a very important thing to have for all car owners. It has a number of benefits. But it is not just about the benefits; auto insurance is in fact a norm or law in almost all states.   So what are the various types of auto insurance policies available?   Firstly, you must choose your insurance company. … (more) September 4, 2010

  • Q: What are the various reasons for my car insurance premium to go up?

    There are a number of reasons as to why your insurance rates keep fluctuating. While some of the reasons are quite apparent, some might not be as apparent as the rest. This might be the reason as to why you might want to look at certain aspects of your insurance and think where are the different areas in which you … (more) September 3, 2010

  • Q: What are the repercussions of driving without having valid car insurance?

    Auto insurance is not just a necessity it is the law in most states. In fact, I don’t remember coming across any state law where auto insurance is not mandated. The law is just one part; there are a number of other repercussions too. So just what are the possible outcomes of not having auto insurance? The most obvious reason … (more) September 2, 2010

  • Q: What are the points to remember when I opt to buy an auto insurance online?

    Buying auto insurance coverage online is something that has caught up in recent times. Given the fact that pretty much anything and everything can be purchased online these days, it is not surprising that you can even opt for insurance policies by just providing some basic information. But then, what are the things that you need to watch out for … (more) September 1, 2010