Auto Insurance Questions & Answers

You have a friend who is part deaf and mute but drives very well. You are worried if she will always be safe because of other drivers who are reckless and may be driving like there is no tomorrow. She is as careful as most drivers no doubt about her driving skills. She has been driving since college. All those … (more) October 2, 2010

Men aren’t the only ones who can drive these days. Considering the fact that women of the present time are also engaged to what men are capable of doing, and there is also an escalating number of women who are working, career-oriented, and doing household jobs are becoming a widespread scenario among the community, these individuals also need an accessible … (more) October 1, 2010

Staying away for university school, teenagers usually go to a distant school driving their own cars already especially these days as cars are already a part of the necessary things in people’s lives. Cars as of now play a vital role when it comes to a person’s daily living and as a result, more and more people are getting their … (more) September 28, 2010

Cars like all other items have different kinds and different brands as well. There are cars for the family, quite expensive sports cars, really expensive luxury cars, and a lot more. With these cars, insurance policies differ in prices because of some reasons. Auto Insurance companies consider the value of the car being insured so they can provide better assistance … (more) September 26, 2010

It’s a common fact that pricier vehicles will always be more costly to insure than cheaper models. This is because insurance companies will always consider the risk that a particular vehicle will be stolen, vandalized, or perhaps involved in an accident. Repair costs are also taken into consideration, along with acquiring more exotic automobile parts. Insurance companies also obtain vehicle … (more) September 25, 2010

Insurance companies evaluate all risks typically associated with each policyholder to determine “good risks” or if your policy should be canceled or not renewed. They will primarily review your claims, driving, and credit history. The most common reason for cancellation is non-payment of premium, in which case the Company will generally give a time leeway to for the policy holder … (more) September 24, 2010

Sometimes my wife and I swap cars. Does affect our separate insurance accounts?  Partners and spouses who use each other’s cars will have to be listed under each other’s account at their respective insurance companies. Since you each have your own insurance your driving records should not affect each other’s insurance. f you have an accident in someone else’s car … (more) September 23, 2010

You are nearing you retirement age. You heard that as we grow older, the rates of auto insurance will increase. When you heard about this, you told yourself that this is a form of discrimination. So what you did was, called your auto insurance company and presented to them this matter. They suggested that you go to the office so … (more) September 22, 2010

Your son will be 18 in a couple of weeks and yes, will have the freedom to drive his own car. You are thinking of either having a second hand car to start things of or should dad just get a new one to avoid having some parts being repaired after some time of using it. That would mean more … (more) September 21, 2010

Auto insurance has two forms to determine what damages will be covered. There is the standard and the no fault. Standard form of coverage will determine who is generally responsible for the auto accident and will decide on which party to cover. This means that if you are at fault during the incident, then the coverage will go more on … (more) September 19, 2010