Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: Changes done with my car, will it be covered?

    Should you tell the auto insurance that you are planning to make some changes with your car?  It is very important that you should tell or inform the auto insurance about the changes that you are planning to do or might have already done. Why do you have to tell them? For the obvious reasons that auto accidents are a … (more) October 7, 2010

  • Q: Who are Covered by Auto Insurance?

    Any driver can be covered by auto insurance. Are 25 year old drivers covered by auto insurance?  Drivers who are under 30 but are legally permitted to drive, from the age 18, drivers this age are already covered. There are auto insurance companies that are hesitant to cover those who are in their 20s because of the high incidences of … (more) October 6, 2010

  • Q: What Are The First Steps You Need To Take When You Get Into An Accident?

    Should you be in the unfortunate circumstance of a vehicular accident, making contact with your car insurance company as early as possible is an absolute must. Remember to take down the details of the event; you can use that as a handy reference when making your written insurance claim. All documents that are relevant to the claim should contain concise … (more) October 5, 2010

  • Q: What Affects Car Insurance Rates and Coverage?

    What is Auto Insurance? As with other forms of insurance, it serves as some sort of protection against damages/losses incurred because of traffic-related accidents, as well as indemnity against lawsuits and liabilities which could be incurred in vehicular accidents. This is provided by insurance companies as Vehicle insurance, car insurance or motor insurance. Who and what is covered by … (more) October 4, 2010

  • Q: What is Car Insurance and Why is It Important?

    Auto insurance (Otherwise known as Vehicle insurance, car insurance or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its main purpose is to provide a means of protection against damages/losses incurred because of traffic-related accidents, as well as indemnity against lawsuits and liabilities which could be incurred in vehicular accidents. What is covered by Auto Insurance?   … (more) October 3, 2010

  • Q: Can People with Disability Get Auto Insurance Policies?

    You have a friend who is part deaf and mute but drives very well. You are worried if she will always be safe because of other drivers who are reckless and may be driving like there is no tomorrow. She is as careful as most drivers no doubt about her driving skills. She has been driving since college. All those … (more) October 2, 2010

  • Q: Why do Women Get the Best Car Insurance Rates?

    Men aren’t the only ones who can drive these days. Considering the fact that women of the present time are also engaged to what men are capable of doing, and there is also an escalating number of women who are working, career-oriented, and doing household jobs are becoming a widespread scenario among the community, these individuals also need an accessible … (more) October 1, 2010

  • Q: Will there be a Penalty for Cancelation at anytime?

    There was a time that I had a problem with my auto insurance company and have wanted to cancel my auto insurance with them without them being prepared for that. Recently I found out that if I did that in the past I would have gotten in so much mess. Thank God that during that time, I had to ask … (more) September 30, 2010

  • Q: What Can Be Claimed From Auto Insurance Due To Injury?

    Accidents are much unforeseen events in our lives. Lives could be changed in a very serious way or sometimes only lessons will be learned. Auto insurance companies have different ways on how an auto insurance holder would be able to claim from the auto insurance company. Injuries like the one that puts the person in so much pain to the … (more) September 29, 2010

  • Q: Is There Any Cheap Car Insurance For Teenagers?

    Staying away for university school, teenagers usually go to a distant school driving their own cars already especially these days as cars are already a part of the necessary things in people’s lives. Cars as of now play a vital role when it comes to a person’s daily living and as a result, more and more people are getting their … (more) September 28, 2010

  • Q: What is Auto Insurance? Why do We Need It?

    Lots of people are usually not sure about what auto insurance really means? Does it mean that when a person got himself insured, his car is simply invulnerable to some minor or major accidents? How can someone apply for their car insurance? Is it cheap or expensive? These are just a few of the questions people usually ask about auto … (more) September 27, 2010

  • Q: Why are Insurance Quotations Different for Different Car Types?

    Cars like all other items have different kinds and different brands as well. There are cars for the family, quite expensive sports cars, really expensive luxury cars, and a lot more. With these cars, insurance policies differ in prices because of some reasons. Auto Insurance companies consider the value of the car being insured so they can provide better assistance … (more) September 26, 2010

  • Q: Which Factors Are Involved In Setting The Insurance Costs For Different Vehicles?

    It’s a common fact that pricier vehicles will always be more costly to insure than cheaper models. This is because insurance companies will always consider the risk that a particular vehicle will be stolen, vandalized, or perhaps involved in an accident. Repair costs are also taken into consideration, along with acquiring more exotic automobile parts. Insurance companies also obtain vehicle … (more) September 25, 2010

  • Q: Why Did My Insurance Company Cancel/Refuse To Renew My Insurance Policy?

    Insurance companies evaluate all risks typically associated with each policyholder to determine “good risks” or if your policy should be canceled or not renewed. They will primarily review your claims, driving, and credit history. The most common reason for cancellation is non-payment of premium, in which case the Company will generally give a time leeway to for the policy holder … (more) September 24, 2010

  • Q: Does Swapping Cars Affect Your Car Insurance?

    Sometimes my wife and I swap cars. Does affect our separate insurance accounts?  Partners and spouses who use each other’s cars will have to be listed under each other’s account at their respective insurance companies. Since you each have your own insurance your driving records should not affect each other’s insurance. f you have an accident in someone else’s car … (more) September 23, 2010

  • Q: Does Age Matter in Auto Insurance?

    You are nearing you retirement age. You heard that as we grow older, the rates of auto insurance will increase. When you heard about this, you told yourself that this is a form of discrimination. So what you did was, called your auto insurance company and presented to them this matter. They suggested that you go to the office so … (more) September 22, 2010

  • Q: Do I Need to Have Auto Insurance?

    Your son will be 18 in a couple of weeks and yes, will have the freedom to drive his own car. You are thinking of either having a second hand car to start things of or should dad just get a new one to avoid having some parts being repaired after some time of using it. That would mean more … (more) September 21, 2010

  • Q: How do I get auto insurance? What are the things that I should do and consider?

    First, you should get your driving records and credit records straightened up to show your auto insurance company that you are responsible enough; on the road and financially at the same time. This will be helpful for auto insurance companies to quote you better. Then you must do research about the different policies that are offered there for students … (more) September 20, 2010

  • Q: How will I know if my auto insurance will pay for an accident if I am to blame?

    Auto insurance has two forms to determine what damages will be covered. There is the standard and the no fault. Standard form of coverage will determine who is generally responsible for the auto accident and will decide on which party to cover. This means that if you are at fault during the incident, then the coverage will go more on … (more) September 19, 2010

  • Q: What are the things that I should know about auto insurance? Aside from premiums, coverage, risks calculations?

    Being a student, you will most probably have different things inside your car that you need for your everyday trip to your school. Items like electronic gadgets: laptops, cameras, DVD players etc. are a common necessity now as the times call for more advanced technologies. However, leaving them inside your vehicle can be very dangerous. And at times of … (more) September 19, 2010