Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, AutoQuoteNow.com stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: How does the age of the driver and the type of car matter when calculating auto insurance premiums?

    The calculation of the auto insurance premium is a complex process and each auto insurance provider has a different way of calculating the cost. There are a number of factors that the providers take into consideration before arriving at the premium that you will have to pay for your car insurance. The insurance coverage for a person for a particular … (more) December 6, 2010

  • Q: How can I file hassle free auto insurance claims?

    One of the common notions among auto insurance policy holders is that filing for claims, in case of any mishaps, is a tedious process. However, it necessarily need not be so. Filing for auto insurance claims can be simplified if you know the various steps involved. It is imperative that you check with your insurance provider about the process for … (more) December 5, 2010

  • Q: What are the basics about auto insurance all drivers should be aware of?

    Purchasing a car can be one of the most critical decisions you are making. Before you go ahead with the purchase, you should know that there is more to it than just getting the car home. Using the car to commute from one place to the other requires the presence of a valid auto insurance policy. This is not just … (more) December 4, 2010

  • Q: How can I find the best auto insurance coverage for my needs?

    Finding the right auto insurance coverage, especially if you are purchasing it for the first time, can indeed be a daunting task. There are some many auto insurance providers in the market, offering innumerable options that are sure to make the task of finding the right on even more cumbersome and time consuming. However, you can simplify this task if … (more) December 3, 2010

  • Q: Why is the cost of teen auto insurance higher than my auto insurance policy?

    Obtaining auto insurance coverage for your teenager may prove to be costlier than you expected, especially if you are getting it done for the first time. Many parents are initially taken aback when they get the quotes from auto insurance providers to cover their child. However, this is not surprising when you take into consideration the various factors that insurance … (more) December 2, 2010

  • Q: What are some tips to help me get competitive auto insurance quotes for my teenager?

    If you have a teenager at home, it is more than likely that they will want to have a car of their own at the first given opportunity. And getting them a car would imply they need to have a valid auto insurance policy that can have them covered when they drive. It is beyond doubt that the teen auto … (more) December 1, 2010

  • Q: What is required when filing an insurance claim?

    For policyholders, it is not enough that you know your coverage and the rate you are paying for your premium.  It is also important that you know by heart how to file an insurance claim. An insurance claim is application for all the rights and benefits of a policyholder from his insurance provider.  Before money can be given or disbursed … (more) November 30, 2010

  • Q: What information do I need to know about my auto insurance policy?

    While there are generally asked questions about car insurance, policyholders have their personal questions regarding their policy.  What could even sometimes be funny is that most of us think that we already know every thing about our policy; it is only until an accident takes place that we realize there are still certain things that we cannot find the answers … (more) November 29, 2010

  • Q: What is the most important information you need to know about your auto insurance?

    You might have been insured for a number of years now but still aren’t too sure on some of the possible claims you can apply for, or whether the claim you are planning is valid or not. Here are some of the actual questions most policyholders have some confusion with. Is there a time limit for car insurance companies to … (more) November 28, 2010

  • Q: What are the things you need to ask yourself before you buy an Insurance policy?

    One secret to finding the right insurance provider and policies for you, is to find the answers to all questions and doubts you have in mind. When things are clarified, this provides the feeling of confidence that you’re hitting the roads with the right driving protections. Here are some of the general questions that prospective insurance buyers have in mind, … (more) November 27, 2010

  • Q: Different Types of Auto Insurance Coverage

    To determine the right insurance coverage, it is important to know what they are and what benefits you receive when purchased. Liability auto insurance covers damages to another property which had been inflicted or which had been caused by the insurer. By law, having liability insurance is mandatory; limits and conditions however, vary from state to state.  There are two … (more) November 26, 2010

  • Q: Students Car Insurance Discounts

    Parents can actually save money on their teenage kids’ car in insurance. Knowing, and being aware of the insurance rules and policies will enable you to obtain lower rates. Planning is an effective method in finding companies with low rates. There are several factors, which can assist in determining your teen’s best car insurance rate. Two of the main factors … (more) November 25, 2010

  • Q: When a car is considered “totaled”?

    According to statistics there are about six million car accidents in the United States alone every year. This figure suggests a high probability for anyone to be involved in car crashes. Car accidents can be as minor as just causing mere scratches or can be major accidents which can cause your vehicle to be totaled. Your insurance company will decide … (more) November 24, 2010

  • Q: What to do in case of a car crash?

    There is no way you can plan when and where you meet an accident. It can happen instantly without you being able to call someone first for some tips on what to do. The only rule on the road is “be prepared” – always. You are prepared if you carry two things with you. First you must have your auto … (more) November 23, 2010

  • Q: Will filing insurance claim really take long a long time?

    Auto insurance coverage is a necessity for every driver in most states. And now that even students and teenagers can have their own cars and get in the road auto insurance really became a big business opportunity. Therefore it is not surprising to see several companies big and small popping out across the entire nation offering auto insurance services. As … (more) November 22, 2010

  • Q: If I file a claim, will it work against me?

    Most auto insurance companies offer discounts as rewards for drivers who did not file any claims for a specific period of time. Since filing no claim is a rewarded behavior does it follow that filing claims are punishable ones? Purchasing auto insurance is aimed at protecting yourself and your car from any troubles a crash can bring. You will get … (more) November 21, 2010

  • Q: What are the things you need to know about auto insurance claims?

    Car accidents just like any other kind of accident can happen anytime, anywhere moreover to anyone. This nature of untoward events is the reason why people must be prepared with what is unknown. Now more and more people are having their own means of transportation to address the constant need to move. Today even students and teenagers as young as … (more) November 20, 2010

  • Q: Will switching insurance companies put you into trouble?

    There are so many auto insurance providers today that consumer can choose from. Insurance companies have different policies and offers; thus finding one that would fit your needs will always be possible. People who are just about to go shopping for their auto insurance are not just the ones who can benefit with the chance to choose from a seemingly … (more) November 19, 2010

  • Q: What components are crucial to get quality auto insurance?

    In availing auto insurance coverage people are always looking after the price they are to pay for the service they will get from insurance providers. This is a common consideration given today’s economy. This is the primary reasons why people tend to just comply with the state’s minimum requirement when it comes to auto insurance coverage. Fulfilling their legal obligation … (more) November 18, 2010

  • Q: What is gap insurance?

    Driving a brand new car can be really so exciting even if you have been driving for years now. Even if you are actually driving the car you still can’t help your self imagining images of you showing your co-workers, family and friends how nice you look inside a brand new vehicle. If you are in such euphoria the last … (more) November 17, 2010