Auto Insurance Questions & Answers

With "Share knowledge, help others" in mind, stands above the rest. Every day, our support experts receive dozens of emails from our valued clients in search of answers. In our pursuit of excellent service, we have decided to make this information available to you. Our years of experience and expertise allow us to share this vast collection of commonly asked questions for people like you.

  • Q: How and where can I find cheap car insurance for my teenage kid?

    There are a lot of ways on how a parent can save extra bucks on their kid’s car insurance. It is just a matter of using the right technique and looking for the right company. If you really are serious in finding cheap yet effective auto insurance, you should try to invest more time. Plan ahead and you surely will … (more) December 25, 2010

  • Q: How can I find good teen auto insurance?

    Every teenager’s dream is to drive their own car. Having their own car gives them pride and they also level up in the status quo of teenagers. In any country, a driver’s license is a requirement before one can hit the road (but it is also a reality that some new drivers bravely drive without one). Whether you are driving … (more) December 24, 2010

  • Q: What are the things I need to know about insurance claims?

    While it is true that one should familiarize himself with the fees he has to pay and the coverage of his policy, it is also important that he knows the process of filing a claim. An insurance claim is basically availing of the benefits from an insurance policy when the policy holder encounters an accident and damages other people’s cars … (more) December 23, 2010

  • Q: What do other policyholders ask regarding their car insurance?

    The questions regarding auto insurance just keeps getting longer each day. There may be some aspects which you did not understand in the terms and conditions supplied by your insurance provider or it’s possible that you’ve encountered a problem and you don’t know how to handle it. Well, you are in luck because this article can address some of the … (more) December 22, 2010

  • Q: What should I do when I plan to file for a claim?

    It doesn’t matter how good a driver you are, there will always be instances when you will get into an accident.  This is the reason why most states require car owners to have their own auto insurance. Some types of insurance ensure that you are compensated for your loss regardless if you are at fault or not. If you got … (more) December 21, 2010

  • Q: What are the things I should consider before I sign up for an insurance policy?

    Are you a first time auto insurance buyer or your main goal is to understand your policy better? Some of the questions you have may have been answered by the terms and conditions issued by your insurance provider.  But what if you’re still shopping for good deals, how do you decide which policy is better? Here are some things you … (more) December 20, 2010

  • Q: What are the things you need to know about your car insurance?

    One important tip you can use before you sign up for auto insurance is that you need to know all the smallest details about the company and the policy you prefer. Sometimes just by reading the terms and conditions (more importantly, the fine print), you can already learn a lot about your coverage.  But this can be pretty tedious especially … (more) December 19, 2010

  • Q: How much auto insurance is required to be fully covered during an accident?

    When you buy a car, the first question you will ask yourself is about how much insurance you are going to need. Irrespective of the type of car, this is a very pertinent question and needs time to be tackled. The amount of auto insurance that you get for yourself will depend on a number of things. For one, … (more) December 18, 2010

  • Q: What are the pros and cons of purchasing auto insurance coverage online?

    There are innumerable ways in which a person can purchase auto insurance coverage today. While some people who prefer the traditional approach would want to walk up to the insurance providers’ offices and take a pick of their choice, there are many others who would consider this to be a waste of time. People who are really short of time … (more) December 17, 2010

  • Q: How do I file for successful auto insurance claims?

    Filing auto insurance claims can be a cumbersome process, especially if you are not aware of the process followed by your auto insurance provider. It is important that you find out the process of filing for claims when you opt for the policy so you are prepared in case of any eventualities. Most of the time, people get frustrated when … (more) December 16, 2010

  • Q: What should be the steps taken while choosing an insurance coverage?

    Choosing an auto insurance coverage involves a lot more than what many people assume. If you pick an insurance policy at random, you will end up with a policy which is expensive but doesn’t give you all the insurance coverage that you really need. There are some simple steps involved in the decision making process of choosing your insurance coverage. … (more) December 15, 2010

  • Q: What kinds of coverage will I get in case of an accident?

    There are many different scenarios that can be considered in case of a car accident. At the end of the day, the coverage that a car owner receives solely depends on the amount of premium he or she pays and the kind of insurance coverage they sign up. Some car owners, in order to lower their premiums tend to ignore … (more) December 14, 2010

  • Q: What kind of insurance coverage do I need?

    The kind of auto insurance coverage that you need will depend mostly on the way you use your car. Obviously, the more you use your car the greater will be the risk of being involved in a car accident. On the other hand if you drive less and occasionally, the kind of insurance coverage will depend on the scenarios in … (more) December 13, 2010

  • Q: What are the general attributes an insurance company looks at for a senior citizen or a housewife?

    Your insurance coverage will depend on the kind of driver you are, your profession, age and various other attributes. This is why instead of blindly renewing your auto insurance policy year after year you would need to shop around. This will not only give you a better idea of the existing rates in the market, which usually change often but … (more) December 12, 2010

  • Q: What are some of the basic concepts of auto insurance that car owners should be aware of?

    There are some basic aspects of auto insurance that car owners should know about before agreeing to take coverage at certain auto insurance rates. Lack of proper knowledge could often lead one to paying much more for an insurance coverage than is required. There are a lot of online sites for auto insurance where you can get a rough estimate … (more) December 11, 2010

  • Q: What are some basic precautions you should take while filing auto insurance claims?

    Filing an auto insurance claim is not always the easiest of tasks, especially in the aftermath of a serious car accident, which leaves you without a vehicle to drive around. There are certain steps you need to take, to make the whole issue less painful. The first step should start long before any accident. You need to know your insurance … (more) December 11, 2010

  • Q: What kind of factors will affect your auto insurance premium?

    Auto insurance rates are not fixed. The insurance offered vary from customer to customer for the same coverage offered by the auto insurance company. Auto insurance companies are looking to make a profit in their business and the best way they can manage that is by having safer customers who pay the premium but seldom claim insurance. In their quest … (more) December 10, 2010

  • Q: What are the kinds of insurance coverage offered commonly?

    There are various types of insurance coverage one can go for, based on their need as well as the premium they can afford. Most states have made it mandatory for every car owner to have a liability insurance coverage, which will provide for the damage repair costs of the other party if you have been involved in an accident and … (more) December 9, 2010

  • Q: How can teens and college students get discounts on auto insurance?

    Teens and college students offer mixed prospects to auto insurance companies. They are unpredictable which is why auto insurance companies can find it hard to determine the auto insurance rates that can be offered to college going students and teenagers. Teenagers and college students, in most cases, are expected to drive less than a middle aged person with a day … (more) December 8, 2010

  • Q: How can I maximise the auto insurance discounts available from companies?

    Auto insurance premiums are often taken for granted by a lot of car owners. Although some premiums look small, you need to think for the longer run. When you look at the bigger picture, a small amount of research and shopping could help you save a lot of money by take the right auto insurance policy with good rates for … (more) December 7, 2010