What is meant by uninsured property damage car insurance policy?

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The uninsured property damage car insurance policy covers the vehicle when property damage occurs to the policyholder and the driver at fault does not have any insurance. If the policyholder does not have collision insurance policy coverage, the uninsured property damage car insurance policy coverage would contribute a portion of the repairs to the damaged car. In many states, the statutory limit for this coverage is $3,500, while it is less in some and more in some other states. In certain states, the uninsured property damage car insurance policy coverage would be the equivalent of the collision deductible amount. This coverage would not be enough to meet all the possible costs of car repair or replacement. This policy coverage would come into effect only if the other person that caused the accident is without any insurance cover.