What is a Liability Coverage?


Liability coverage is comprised of two coverages, the bodily injury coverage and personal property coverage. Both the bodily injury and personal property coverage are part of the liability coverage which is designed to protect and/or to insure the policy holder, meaning the insured motorist, from expenses, such as medical expenses and property repairs, which are suffered by the other party that got involved in the accident and the policyholder is at fault. Liability coverage will pay for the medical expenses needed by people on the other car or the other party involved, and also for the costs of repairs for the other parties’ property.