What are the merits of medical payments coverage?

The medical payments coverage offers protection when medical expenses are incurred by the policyholder and the co-passengers when they are injured in a car accident. This policy would also provide cover if vehicle injured you as a pedestrian. In spite of the person at fault, this coverage would apply for compensation. The medical payments coverage would be available to the policyholders and the family members even when they were riding in the car of another person or when a vehicle hit them when they were on foot or when they were bicycling. This coverage would be limited to the exact terms and conditions stated in the car insurance policy.