What are the things that matter when you claim more auto insurance?

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You may be paying your premiums promptly and thinking you are safe because you have the insurance company to back you up in case of an accident, but many of them see the problem only after a major accident. Though many insurance companies talk big, they fail to keep up their promises when needed.

How do you ensure you can claim the amount you deserve without giving them a chance to downplay the incident?

Make use of the camera

Pictures can speak a million words and win the case for you! Yes, sometimes our words just do not give the impact needed or people tend to just shrug it off, but that cannot be the case of pictures which speak for themselves! Today, with phones coming with inbuilt camera, all it takes is the presence of mind to make use of it at the right time.

Identify witnesses

Identifying witnesses is a great way to ensure you spend minimal effort on fighting for your money. The insurance companies will be forced to accept facts as is if they know that there are people to back you up. Hence there will be no scope for details going unidentified or vouched for.

Review the documents

At this stage, there is a need to be more alert. It is best not to take anything for granted. Take time off to check even the police report. Ensure it carries the right address and details of your car. Make sure the details of the accident are also documented the right way with all details in place.

Gather details of other vehicle

You will want to just get away from the scene of the accident at the earliest, but do not do so without jotting down the details of the other vehicle including the license number of the vehicle, the number of the vehicle and so on. It is best to take the phone number of the driver of the other vehicle to be on the safer side.

The insurance company will start off processing your claim and will even send their person to assess the damages to your vehicle. You can get your vehicle assessed by another mechanic independently to know if your vehicle is evaluated right by the insurance person. Being cautious and patient is all it takes to avoid making mistakes while claiming your insurance.