If you have no car insurance as a driver, think now. It is not just about the legal talks, but the perilous and problematic outcomes of having no car insurance.
Driving without car insurance may give you loads of problems to be met, may it be legally and financially. It is a sign of being irresponsible because you are involving not just yourself and your property at risk but also the other drivers and passengers, if any. If you are involved in an accident and do not have insurance, then you have no coverage for any damages or medical costs for yourself and others.
Most and perhaps all states require liability insurance by law to protect people whom you might injure as well as provide reparations for the property you have damaged. You have to also bear in your mind that if you are caught driving without insurance, for a first time offense your license will be withdrawn from you but more than likely it will just be a fine. Next, , if you are caught a second time without proper insurance, then your license and vehicle registration will be suspended. This could be anywhere from 6 months until it reach a year.
If you are still not convinced, read this information at this paragraph: Drivers who are having multiple violations for not having proper car insurance could be touching the cold bars at the prison cell. Aside from the suspended license, fines, and vehicle impoundment, you could spend up to a year in jail. It varies from state to state, but any time spent in jail is going to go on your permanent record and will follow you around for the rest of your life. Imagine that when the time you are release, you already have the label “ex-convict’ by just not having only a car insurance—an offense that is not equal to heinous crimes—of course it’s an embarrassment.
As mentioned above, having no insurance is tantamount to payments out of pocket for any damages done to the other vehicle, be the one who will answer for any medical expenses to the other driver, and have to pay for repairs to your own car. You will also been a likely target for a lawsuit, unfortunately if anyone was hurt or worse, killed.
Lastly, proof of car insurance is needed, of course. You are required to have an insurance to purchase a car. They must don’t desire to turn drivers loose with a new car that is uncovered. Also, you need proof of insurance for the renewal of your driver’s license and your vehicle registration.