Most Recent Auto Insurance Questions in General Questions

• Q: How does the car you own affect your insurance rates?

  So, are you planning to buy a new car? You should be ready to face the facts and be prepared to get the right kind of insurance for it. All car owners worry about one thing – the insurance for their vehicle. Since this is the parameter that is going to cost them a lot of money, it is probably … (more) August 4, 2010

• Q: How to choose a good auto insurance company?

  There are many factors that you can consider while choosing auto insurance companies today. One often wonders what to do in order to get a good deal and have a good insurance to back you. The truth is that there are a lot of ways in which you can identify whether or not you are in fact opting for auto … (more) August 2, 2010

• Q: What are the auto Insurance laws you need to know about?

  The thing about auto insurance is that it is not the same in all parts of the country. Depending on where exactly you reside and also where your car is registered in, the laws will vary. It is your responsibility to be aware of all these rules and regulations so that you don’t end up in any sort of trouble … (more) August 1, 2010

• Q: How can I ensure the safety of my car?

  The number one deciding factor when purchasing a car is safety.  Through verification, you could ensure the safety features of your car for your family and for yourself. Your car is not just safe; your loved ones’ lives are safe too. Having a good management for the safety of your car entitles a reward and that is cheaper insurance quote. … (more) July 31, 2010

• Q: What are the other insurance coverages that I can avail?

  There are quite a number of insurance quotes or policies that you can purchase. Some of these policies outdo what the basic coverage can offer. Those policies are more specific than basic coverage. To know those policies, here is the list of additional policies that you might like for your car. PERSONAL INJURY PROTECTION COVERAGE (PIP) This policy offers the … (more) July 30, 2010

• Q: Can I drive my car without getting insurance?

  The answer is yes of course but it all depends on which state you live. Majority of the states implement a very strict car insurance law and when not followed, could lead to heavy fines and penalties, revoked driver’s license, impounded car and a police record. On top of that, in case of car accidents caused by you, you have … (more) July 29, 2010

• Q: How to have insurance rates for teens lowered?

  The business conditions set by insurance companies on teenage car insurance is just too expensive—enough to make a family trying to afford such car insurance suffer and more than enough to make a financially dependent teenager choose to risk the $190 fine and drive without cover. But cheer up! There’s this lighter side of the story which involves few, easy-to-apply, … (more) July 28, 2010

• Q: Should I Apply Car Insurance For My Teenage Son? Is It Possible To Include Him In My Already Existing Car Insurance?

  Of course, a parent must get car insurance for his teenage son. Knowing what kind of “thinking” adolescents have, it is the parents’ primary responsibility to protect these teens (and the people these teens might affect). While adolescents undergo abrupt hormonal changes, strong chemical activities in the brain, and underdevelopment of the prefrontal cortex (area of the brain responsible for … (more) July 27, 2010

• Q: What are the different things to remember whenever you are shopping for car insurance?

  Having a car is one thing, but finding the perfect insurance policy for your vehicle is something you must carefully look upon. Among the most popular questions, when looking for car insurance, are concerns on the best car companies and the things to watch out for when shopping around for car insurance. If you’re a teen, show your gratitude towards … (more) July 18, 2010

• Q: What Does “Full Coverage” Cover?

  There are a lot of banks which compels a car owner to obtain a full coverage insurance policy. This is because banks are trying to avoid their possible loss when one of their clients would be involved in a car accident, whether their client is the cause of the accident or the victim of such event. So, a lot of … (more) July 11, 2010

• Q: How does Car Insurance Work?

  Vehicle insurance is a must in at least forty-seven states. The main reason of this is because it is a means to insure a person involved in a vehicular accident to go back to his way of living before the accident occurred. Most car insurance companies are proficient enough to satisfy the agreements said on their policies. Each policy is … (more) July 10, 2010

• Q: Is It Possible to Get Insurance for Your Car with a Suspended or Revoked License?

  In getting a car insurance policy you should always provide the company with correct details. This is because when they find that you are carrying an invalid license and you did not tell them about it, your insurance policy would be cancelled immediately. For people with revoked or suspended license, getting their car insured is difficult, but not impossible. Every … (more) July 9, 2010

• Q: I am planning to insure my Rover P5B car (which is a classic). As far as I know, insuring a classic car is way different from insuring an ordinary car. What are the most important things I should consider?

  You might really get confused when insuring a classic car. Your car coverage would depend on how you would use it plus your agent will most likely determine whether you’d be really enjoying your car in the near or distant future. If the agent is not accustomed to insuring classic cars, they might not help you properly and thus you … (more) July 8, 2010

• Q: Why do teenagers have higher insurance premiums?

  Usually, the older people pay more expensive rates than younger people do. However, the style among car insurance companies was turned upside down. Younger people have to compensate even twice the price the old people are paying! Considering the young people’s point of view, the said policy is “questionable”. Based on their arguments, any of them, just like the older … (more) July 7, 2010

• Q: What are fault-based and no-fault car insurance policies?

  These insurance policies determine how the medical costs and property damages of drivers involved in an auto accident are paid. Determining whether who is at fault in the accident and who has to pay generally depends on which state the accident had occurred, and state laws vary significantly. So it is recommended for drivers and motorists to know whether the … (more) May 21, 2010

• Q: What are the repercussions in driving without an insurance?

  Driving without insurance is always paramount to inviting trouble that motorists are not very well prepared to face. In some states, it is mandatory to have the vehicle properly insured before the motorist heads out into the open road. Having an insurance is not only tantamount to having different benefits, such as acquiring enough money for repairs in case of … (more) May 18, 2010

• Q: How will I know the right car insurance for me?

  In a world where even the slightest of all errors can cause grave repercussions and accidents can always happen out on the road, having a vehicle insured can spell the difference between having an easy way to recuperate from damages and having to face a large amount of debt for repairs, as well as inconvenient settlements of both parties in … (more) May 15, 2010

• Q: Why is Car Insurance essential in a Car Emergency Kit?

  Whenever a motorist plans to go on a trip that involves going across isolated routes, or roads where the nearest town could be a hundred miles or longer, it is always a good precaution to prepare an emergency kit for the trip. Emergency kits can be lifesavers, either helping the motorist repair their car in case of breakdown. It could … (more) May 12, 2010

• Q: How to shop for auto insurance?

  Because having car insurance is required in almost every state in the US, and also in other countries across the world, one has to be financially covered in case an accident happen. To do so, drivers and motorists have to be well informed in order to choose the right kind of coverage they need. This is to make sure that … (more) May 10, 2010

• Q: What are the pros and con of applying auto insurance online?

  The internet is an efficient and popular means of finding information. Meanwhile, auto insurance companies have taken this advantage to improve their services for the coverage needs of drivers and motorists. A study conducted just last year proves that there are more people applying for coverage on the internet, with results showing that 68% of new auto insurance customers apply … (more) May 7, 2010