Is it possible and legal to purchase car insurance online?


Yes to both your questions. There are a lot of websites where you can get free quotes for your car and if you are happy about it, you can go as far as purchasing a policy via online. These deals that you are making with car companies are legal as long as you are being honest with the information that you are giving online. But you have to make sure that the site you are dealing with is registered and trusted, if not, you might see yourself a victim of identity theft or fraud. That is when things or deals that seem innocent become illegal.

Here is a list of the states that are usually in alliance with companies that have legal websites online:

  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Minnesota
  • Michigan
  • Mississippi
  • Missouri
  • Nevada
  • New York
  • North Carolina
  • Ohio
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Wisconsin

Purchasing a policy online is advantageous to those who are looking for a policy that will suit their budget. This is because with just a few clicks, you can have access to quotes from different car insurance companies. This will give also give you the opportunity to study different policies in you free time and compare one from another without being indiscreet.

What is illegal and against the law is to drive a car without insurance. This is even considered to be a very risky act because in case an uninsured driver meets an accident, he will be left with court cases and not to mention medical bills that will surely wipe off years of hard earned money.

Another thing to be reminded of when registering online is to just the same, provide the car insurance with the correct information regarding your driving history. There is a nationwide law that says that a person can have only one driving history and one driver’s license. So bear in mind that not because the means of registering is online, a company does not have the means to check the validity of the information that were given.

In the end, it all comes back to having an insurance that will be able to meet our demands and needs; a policy that is molded to aid us in the future.