I am a senior citizen, I do not drive much, do I need a car insurance policy?

The law says that it is a must for all individuals who have a driving license. Car insurance policies provide protection against accident injuries, robbery, fire and damage. You will be found guilty by the law if you are driving a vehicle without car insurance. If you do not drive much, you can look for an insurance company that provides a policy with low premiums. However, the age factor also influences the price of the premium. An individual above the age of 65 usually poses high risk hence the premium that they have to pay will be also high.