The first step taken by car insurance companies when a person purchases car insurance is to obtain the driving records of the resident state of that person as well as all the states where that person is licensed to drive. In general, the insurers would look at the driving record for the past 3 to 5 years. The premium fixed by the insurance company would be proportional to the driving record. If a person had more tickets or that person had been involved in more accidents, the premium would be much higher. If a person had a clean driving record, the premium would be relatively lesser. This is because of the fact derived from statistics that persons with more tickets and accidents would generally be involved in more accidents in the future also.
Home > Frequently Asked Questions > Will my driving record have an impact on my insurance premium?
Will my driving record have an impact on my insurance premium?
By Lucy FisherPublished:
-
Questions & Answers RSS Feeds
-
Recent Questions & Answers
- Why at all do I need auto insurance?
Monday, April 16, 2012 - How much insurance you need on your car?
Sunday, February 26, 2012 - What are the advantages of taking auto insurance online?
Saturday, February 11, 2012 - How much auto insurance is sufficient for your vehicle?
Wednesday, February 01, 2012 - How and where can I buy auto insurance?
Tuesday, October 25, 2011
- Why at all do I need auto insurance?
Questions and Answers Categories
- Frequently Asked Questions (228)
- General Questions (262)
- Insurance Claims (161)
- Teens and College Students (136)
- Understanding Insurance Coverage (158)
© 2009-2024 AutoQuoteNow.com - Everything about car insurance. All Rights Reserved.