Auto Insurance Questions Archive for 2010

• What are the factors in selecting a good insurance company?

  There are many questions asked when car owners apply for car insurance for the first time. One of those is the question about the best coverage they should purchase. The other one is the best company where they should buy their chosen coverage. First, we need to understand that insurance companies do not offer the same coverage and discounts. Of … (more) May 29, 2010

• Does a Liability Coverage really save money compared to a Full Coverage?

  The answer to this question is“yes” if we consider monthly payments. If the car driver or owner is just concerned of having a car insurance to comply with car registration requirements, Liability Coverage really saves money. Liability coverage is actually good if the policy owner is confident with his driving skills. That means the driver has a low tendency of … (more) May 28, 2010

• Does Comprehensive Coverage protect one’s car from theft and damages not caused by car accidents?

  Thieves are all around. They don’t only get into houses and rob you of your precious small items and hidden money. They can just get into your car even without the key and drive it away. You do not catch them easily, because they have been trained to move so fast. You will notice it only when you hear your … (more) May 27, 2010

• What protection is given to victims of uninsured and underinsured motorists?

  There are times that you have been responsible enough to apply for a good insurance for your protection, but others have been lax enough not to avail for any car protection. The worse scenario will be when accidents happen and the driver is not insured at all. In this situation, availing Uninsured Motorist Bodily Injury Coverage proves to be very … (more) May 26, 2010

• How will Liability Coverage secure my finances?

  One of the important things we have in mind is the safety of others who are greatly affected by accidents because of us. No matter how much we try to be a responsible driver, there are moments in our life which just brings out the worse in us that we become reckless drivers. This could just be a simple act … (more) May 25, 2010

• Who benefits from the Medical Payment Coverage besides the policy holder?

  Car insurance coverage has many kinds.  That is why, it is important to consider what is important to the insuring person. Basically, an insurance coverage is meant to protect the insuring person, including the family members, car, and other persons involved in the accident. Car owners are sometimes tempted to avail of cheap insurance due to financial problems. Others will … (more) May 24, 2010

• What are the advantages and disadvantages of budget insurance companies?

  Before purchasing car insurance, you must consider a variety of factors, including what kind of car you have, your driving record, and the amount of money you are willing to pay. Understanding the simple basics of car insurance makes you confident that the policy you will choose will take care of your needs during unwanted circumstances. However, due to financial … (more) May 23, 2010

• What is the significance of liability coverage?

  The importance of liability insurance is extreme because it protects you from potential financial ruin. It is also an assurance for other drivers of medical and financial assistance; since in the context of liability coverage, it is assumed that you are the driver at fault. In other words, you would not need liability insurance coverage if you can guarantee that … (more) May 22, 2010

• What are fault-based and no-fault car insurance policies?

  These insurance policies determine how the medical costs and property damages of drivers involved in an auto accident are paid. Determining whether who is at fault in the accident and who has to pay generally depends on which state the accident had occurred, and state laws vary significantly. So it is recommended for drivers and motorists to know whether the … (more) May 21, 2010

• What is the easiest way to find car insurance companies of your child?

  We can never deny the fact that there are many companies that offer car insurances. However, as a parent, you want to get the best for your teens without having to sacrifice the great deals that other car companies can give. Parents find it that there is a need to quote or canvass different companies because of the price of … (more) May 20, 2010

• What are insurance coverage types related to property (vehicle and others) and property destruction?

  Vehicle insurance coverage exists for a wide array of needs, and for humans and property alike. There are numerous categories and types offering services and policies related to property destruction and the like. By “property”, we mean your vehicle, personal property that may happen to be in the vehicle in case of accidents, natural calamities or theft, other party’s or … (more) May 19, 2010

• What are the repercussions in driving without an insurance?

  Driving without insurance is always paramount to inviting trouble that motorists are not very well prepared to face. In some states, it is mandatory to have the vehicle properly insured before the motorist heads out into the open road. Having an insurance is not only tantamount to having different benefits, such as acquiring enough money for repairs in case of … (more) May 18, 2010

• What can car insurances do to my teenager’s life?

  No one actually knows how relevant car insurances are until they have discovered the inner logic of this necessity. This can only be done by utilizing its use, and extracting its benefits and advantages. Parents can actually have an advantage to this. By giving their teens financial support and allowing them to have their own cars, their children’s life can … (more) May 17, 2010

• What are some medical / health-related insurance coverage?

  Indeed, there are different types of insurance coverage related to health assistance. There is the First Party Benefits – Medical, which is actually a category that covers more than a few areas of insurance coverage. Should one meet an accident or so, services such as related medical and surgical treatment, essential dental, psychiatric, psychological, rehabilitative services (physical therapy, etc.), and … (more) May 16, 2010

• How will I know the right car insurance for me?

  In a world where even the slightest of all errors can cause grave repercussions and accidents can always happen out on the road, having a vehicle insured can spell the difference between having an easy way to recuperate from damages and having to face a large amount of debt for repairs, as well as inconvenient settlements of both parties in … (more) May 15, 2010

• How does car insurance benefit the parents?

  Do you know that parents can also benefit from applying teen car insurance? How? Look in to it deeper, and read this, as it will unfold the secrets of teen insurances. Parents nowadays find it hard to connect with their daughters. Technology has actually separated them from being together. Most children want to indulge in the internet, talk with … (more) May 14, 2010

• What is Personal Injury Protection Coverage?

  Personal Injury Protection (PIP) Coverage provides for the medical and even funeral expenses of the insured driver, his or her passengers, and pedestrians that may have been harmed by the driver. PIP essentially covers any possible expenses that may arise from harming or being harmed by another driver, or even pedestrians, as mentioned. Also covered are the policyholder’s relatives … (more) May 13, 2010

• Why is Car Insurance essential in a Car Emergency Kit?

  Whenever a motorist plans to go on a trip that involves going across isolated routes, or roads where the nearest town could be a hundred miles or longer, it is always a good precaution to prepare an emergency kit for the trip. Emergency kits can be lifesavers, either helping the motorist repair their car in case of breakdown. It could … (more) May 12, 2010

• How do parents get to be involved with their teen?

  Students who want to have cars must first get the consent of their parents. Parents on the other hand, before accepting and approving the requests of their daughters and sons, should be equipped with words of wisdom that will teach their children to be responsible on the road. If parents neglect on having one on one conversation with their children, … (more) May 11, 2010

• How to shop for auto insurance?

  Because having car insurance is required in almost every state in the US, and also in other countries across the world, one has to be financially covered in case an accident happen. To do so, drivers and motorists have to be well informed in order to choose the right kind of coverage they need. This is to make sure that … (more) May 10, 2010