Auto Insurance Questions Archive for October, 2010

• What Exactly Is Auto Insurance? Why Do I Need It?

  Auto insurance (Also known as car insurance, Vehicle insurance, or motor insurance) is insurance you purchase for your car/truck/bike and other vehicles. Auto insurance provides you with a means of protection against possible damages/losses incurred because of traffic-related accidents, as well as insurance against lawsuits and other liabilities which usually follow in said vehicular accidents. Vehicle insurance usually covers some, … (more) October 11, 2010

• How Can Auto Insurance Claims Affect a Person?

  How can auto insurance claims affect a person? Is it necessary to have auto insurance every time a person drives? What can a person actually get from having auto insurance claims? Auto insurance is a must within most of the states of America. Car owners are required to have one applied for their car. If car owners do not have any … (more) October 10, 2010

• What are the Benefits of Auto Insurance?

  One of the benefits of being able to pay for the premium as an auto insurance policy holder is that, it serves insurance from the company that thy will be able to help us when there is an accident, which is either your fault or somebody else’s. Is it compulsory to have auto insurance? In most states it is compulsory … (more) October 9, 2010

• When is My Car Considered “A Total Loss”?

  In the unfortunate event that your [insured] car is involved in a major accident, your auto insurance company will have to consider the following factors for it to declare your totaled vehicle as a “total loss”: The car’s actual value, and cost estimates with regards to repairing damages covered by your insurance.  If repair costs exceed the car’s market price, it … (more) October 8, 2010

• Changes done with my car, will it be covered?

  Should you tell the auto insurance that you are planning to make some changes with your car?  It is very important that you should tell or inform the auto insurance about the changes that you are planning to do or might have already done. Why do you have to tell them? For the obvious reasons that auto accidents are a … (more) October 7, 2010

• Who are Covered by Auto Insurance?

  Any driver can be covered by auto insurance. Are 25 year old drivers covered by auto insurance?  Drivers who are under 30 but are legally permitted to drive, from the age 18, drivers this age are already covered. There are auto insurance companies that are hesitant to cover those who are in their 20s because of the high incidences of … (more) October 6, 2010

• What Are The First Steps You Need To Take When You Get Into An Accident?

  Should you be in the unfortunate circumstance of a vehicular accident, making contact with your car insurance company as early as possible is an absolute must. Remember to take down the details of the event; you can use that as a handy reference when making your written insurance claim. All documents that are relevant to the claim should contain concise … (more) October 5, 2010

• What Affects Car Insurance Rates and Coverage?

  What is Auto Insurance? As with other forms of insurance, it serves as some sort of protection against damages/losses incurred because of traffic-related accidents, as well as indemnity against lawsuits and liabilities which could be incurred in vehicular accidents. This is provided by insurance companies as Vehicle insurance, car insurance or motor insurance. Who and what is covered by … (more) October 4, 2010

• What is Car Insurance and Why is It Important?

  Auto insurance (Otherwise known as Vehicle insurance, car insurance or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its main purpose is to provide a means of protection against damages/losses incurred because of traffic-related accidents, as well as indemnity against lawsuits and liabilities which could be incurred in vehicular accidents. What is covered by Auto Insurance?   … (more) October 3, 2010

• Can People with Disability Get Auto Insurance Policies?

  You have a friend who is part deaf and mute but drives very well. You are worried if she will always be safe because of other drivers who are reckless and may be driving like there is no tomorrow. She is as careful as most drivers no doubt about her driving skills. She has been driving since college. All those … (more) October 2, 2010

• Why do Women Get the Best Car Insurance Rates?

  Men aren’t the only ones who can drive these days. Considering the fact that women of the present time are also engaged to what men are capable of doing, and there is also an escalating number of women who are working, career-oriented, and doing household jobs are becoming a widespread scenario among the community, these individuals also need an accessible … (more) October 1, 2010