Auto Insurance Questions Archive for March, 2010

• If you get into an accident driving a different car, can you claim using your insurance?

  Yes, car insurance policies will cover the damages that their holders have incurred, whether using their own vehicle or not. Their policies will pay for repair and other damages which have been caused by the insurance holder. However, it is not the first option, because the car which has been involved with the accident will cover the damages, as long … (more) March 5, 2010

• Will my car insurance coverage replace my completely wrecked vehicle?

  That depends on the type of policy you have purchased. If you went for Fully Comprehensive Auto Insurance, then there is a good chance that you will have a replacement. This type if policy is definitely the most expensive but on the contrary, it is also the most commonly purchased. The coverage is also broad and includes everything from theft … (more) March 3, 2010

• What is Insurance excess?

  In most car insurance companies, a client will often come across words and jargon he or she does not understand. One of these words is excess. What does this mean? Is it something I have to know? What is its use? First and foremost, an excess is a determined amount that is initially paid by the insured driver to the … (more) March 2, 2010

• I am currently enjoying the benefits of being having a low-mileage discount from my car insurance company but since I got promoted and will soon be transferred to a another branch, how will this affect my policy? Is there a need for me to inform my insurer?

  Most car insurance companies calculate mileage discounts like the one you are currently enjoying annually or yearly. Meaning to say, as long as you do not exceed the average odometer rate that they require for a low-mileage discount, you are still on it. The catch is that average rates for this type of discounts differ in every company. There is … (more) March 1, 2010