Auto Insurance Questions Archive for February, 2010

  • Does everyone have to have auto insurance?

    It’s a question everyone asks when they first start driving. Is it really necessary to have car insurance? If you live in the United States, unfortunately the answer is yes. Automobile liability insurance or proof of financial responsibility is required in all 50 states. However each state each state has its own rules on the minimum requirements to purchase car … (more) February 8, 2010

  • What do I look for in Online Car Insurance?

    There are many questions about car insurance. The internet has created increasing competition between can insurance companies in the real world and online companies. It is wise to take advantage of this new offering. It is easier than ever for insurance consumers to shop around for low insurance rates and to review the different coverages and compare prices and premiums … (more) February 7, 2010

  • What are the Differences in Car Insurance Rates on Different States?

    Car insurance differs from state to state. Most places differ because they have different population densities as well as different types of traffic rules and regulations when it comes to driving records, history of claims, credit history, age group, gender and other types of information and driving statistics. There are few other differences when it comes to states and the … (more) February 6, 2010

  • How can I reduce costs in insuring my teenager?

    In most countries, drivers as young as 16 years old are able to get licenses and drive a car. But things are not so easy when in comes to purchasing car insurance for a teenager. It has always been difficult to insure young drivers. They have little experience behind the wheel and are risky and reckless on the road. They … (more) February 5, 2010

  • Will the Color of My Car Really Affect my Car Insurance?

    There is a common misconception that the color of your car or specifically having a bright red car can increase or affect your car insurance. There are certain statistics that show the red cars do get pulled over more by traffic officials and that red automobiles tend to go faster than cars with different colors. This is because most drivers … (more) February 4, 2010

  • What are Situations that Gap Coverage Insures?

    If you as a motorist have gap car insurance coverage or gap coverage, you should know what the qualifying situations are where in your gap coverage can be applied or not. But before discussing those situations, let us first know what gap car insurance coverage or gap coverage is. Gap coverage is an optional coverage that can be added in … (more) February 3, 2010

  • What Car Insurance Coverages are required in New York?

    Because of the fact that in every state in United States there are different set of car insurance coverage and minimum amount of coverage required, as a motorist it is best that you should know what coverages your state requires. And for motorists in New York, here are the coverages and minimum set by law. The first car insurance coverage … (more) February 2, 2010

  • What is a Gap Insurance Coverage?

    Before knowing what a Gap Car Insurance Coverage or in short Gap Coverage is, it is best to know what car insurance coverages are. Car insurance coverages are the things that determine on what kind of protection the insurance company will provide to its policy holders. Car insurance coverages can provide insurance protection for a policy holder in various situations. … (more) February 1, 2010