Auto Insurance Questions Archive for 2009

• Why is Driving without Car Insurance a Big Mistake?

  As a driver, why is it a big mistake for you to drive without car insurance? For beginners, driving without insurance is a big mistake because first of all driving without insurance is illegal in 50 states. When you are caught driving without insurance you will most likely be paying a large amount of fine and you will possibly also … (more) October 12, 2009

• How to Claim Car Insurance After an Accident?

  After a car accident, victims have the right to claim property damage to their car, bodily damage, or even both from the negligent driver’s car insurance. A victim of a vehicular accident when claiming payment on the negligent driver’s car insurance has the choice of either he waits for the other party’s car insurance company to offer him a … (more) October 11, 2009

• Why is it Illegal to Drive without Car Insurance?

  If you have no car insurance as a driver, think now. It is not just about the legal talks, but the perilous and problematic outcomes of having no car insurance. Driving without car insurance may give you loads of problems to be met, may it be legally and financially. It is a sign of being irresponsible because you are involving … (more) October 10, 2009

• Why do Women Get Cheaper Car Insurance?

  Maybe men can outwit women in terms of physical abilities, but speaking of car insurance benefits, women do. It is harsh to say they are better, although they are, statistically speaking, maybe it is true enough. Women have just as many accidents as men; but they tend to be minor casualties. Men on the other hand seem to do the … (more) October 9, 2009

• What steps to do if your Car Insurance Claim is rejected?

  Considering many insurance companies do either end up rejecting motor insurance claims or reduce the payments they make, here is an article explaining how to deal with exactly that scenario. Several factors could trigger such an outcome. First of, your insurer might come to the realization that you were the main culprit in the accident you put forward, if it … (more) October 8, 2009

• What are types of Car Insurance Coverage?

  Car insurance might be easy to obtain if you desire to, but first you should know what coverage is right for your vehicle. Here are the lists of different car insurance coverage that will surely help you to distinguish which is the best for you. Collision Coverage. This coverage pays for the damages done to your vehicle, due to … (more) October 7, 2009

• What are the advantages of an insured person in times of accidents?

  The unpredictability of traffic behavior and lapses on human judgment can make the most experienced driver to someone who is most likely to cause an accident. At the event of this unfortunate event, an insurance policy holder is automatically entitled to claim compensatory amount for the damages incurred in the accident. Sad to say not everyone is entitled to this … (more) October 6, 2009

• Does insurance companies determine the premium rates of teenagers and senior citizens?

  The driving community just like all other communities has its own special sectors. These sectors are those which are excluded from the main from the general rules that the others follow. In the field of giving out car insurance policies the special sectors are that of the senior citizens and the teenagers. These sectors are at the extreme polarities of … (more) October 5, 2009

• What are the advantages of applying car insurance online?

  The World Wide Web opens up a lot of possibilities to many individuals; these are opportunities that cater both convenience and efficiency. Car insurance companies have also opted to use the internet to improve the way they cater to the insurance needs of drivers and car owners. The internet has become a venue for car insurance companies to provide conventions … (more) October 4, 2009

• Are there problems if the parties involved in the accident are insured by the same insurance company?

  The best insurance companies would usually have a lot of policy clients. Good insurance management attracts more and more policy shoppers to avail the insurance packages the insurance company offers. However, with multiple insured accounts the companies are raising the probability that two of their policy holders will be in the same accident or other issues that require insurance compensation. … (more) October 3, 2009

• What is the importance of quotation in choosing an insurance policy?

  Different car insurance companies are now in business, they are taking the business into a more competitive field. The diversity and variety that they offer can cater to different preferences without spending much of the quality service that they are envisioned to do. The individuals who would want to get hold on an insurance policy that would cater to his … (more) October 2, 2009

• Why should you be cautious in setting right away in an agreement when claiming money after a car accident?

  As an insured driver after having to suffer an accident you may be likely to be hasty in agreeing on the first amount the car insurance company has offered you. Note that you can also write them a demand letter in case you really are in a hurry to receive the money. But remember that the adjusters of car insurance … (more) October 1, 2009

• What is the best way to protect leased and loaned cars?

  Car insurance policies are not applicable in purchased cars; it is also available and is an advised investment even among leased and loaned cars. Leased and loaned cars are those cars which have not been fully paid or still in the progress of being paid. It is more risky because if accidents or unpleasant events happen the individual who made … (more) September 30, 2009

• Are there general reminders in policy shopping which are applicable to all policy shoppers?

  If people would want to feel comfortable while driving then getting a car insurance company is a must. Nowadays, getting a car insurance company is no longer as laborious as it would have been a couple of years ago. The technological advancement let policy shoppers have an edge in finding the best policy at competitive rates. There are a lot … (more) September 29, 2009

• How do insurance policies work?

  Insurance since back in the days of bullions and coin trade is a financial scheme made to let other financial actors feel that they are being safeguarded with a reliable financial stream. After hundreds of years this financial scheme has been evolving to a more objectified and bureaucratized system. The objectivity that companies follow hinders the possibility of insurance policies … (more) September 28, 2009

• How can we know our automobile’s ACV (actual cash value)?

  We may encounter car accidents at the least expected time. No one has the ability to know when one would be a victim of such, or how it will occur, and what can be its implications when it comes. Also, we cannot choose the damage that car accidents may bring to our vehicle. In fact, the chance of our vehicle … (more) September 27, 2009

• What are the most overlooked things when one gets auto insurance?

  Consumers availing automobile insurance policies often become too busy in choosing the best insurance policy that fits their needs. Usually, when drivers become involved in automobile accidents, or if they encounter problems in filing their claims, or if they see that they come into the situation wherein they are paying too much without getting the benefits that they expect in … (more) September 26, 2009

• When will you insure your teen?

  Caring for teenagers is one of the most trying experiences that you can encounter when you are a parent. Unlike little children, teens often start to choose their own actions, make their own decisions, assert what they want to do, and start being independent from you. The thing is, while they are doing this, they are still dependent on you … (more) September 25, 2009

• Why would we get medical payments coverage?

  One of the most overlooked facts when getting our insurance policy is the coverage that it offers to us. Because of difficult economic constraints that we are experiencing right now, most consumers focus on the cheapest car insurance deals available in the market; while some only get the state required minimum insurance coverage, only for them to legally drive their … (more) September 24, 2009

• In cases of hit and run, how can you claim?

  One of the most crucial elements of filing a claim when you are involved in hit and run accidents is the coverage of your insurance policy. There may be different kinds of coverage that is offered by car insurance companies to consumers, but the thing is, only full coverage and uninsured coverage covers this kind of accident. Most insurance coverage … (more) September 23, 2009