Auto Insurance Questions Archive for 2009

  • Do women really get cheaper car insurance?

    Men do really get intrigued and sometimes envy women for having to pay their car insurance in a much lower or much cheaper price than what we males pay for our car insurance. And it is a frequently asked question for as men, why do women get their car insurance in cheaper price. To have a little more idea on … (more) October 24, 2009

  • What comes first– the license or the insurance?

    Usually, teenagers aspiring to drive get covered by their parents’ car insurance first before getting their license. Teenagers often borrow their parents’ insurance-covered cars to learn driving before they get their own car or get their driver’s license for them to borrow their parents’ cars. So, when teenagers have already secured their learner’s license, parents usually already add them to … (more) October 23, 2009

  • Should you get your teenager car insurance?

    Statistically speaking, teenagers get involved and worse, cause most road accidents. Car insurance carriers, therefore, have resorted to increasing the premium for coverage of teenagers. Despite the price increase, the statistics necessitate getting your teenager covered by insurance. The existence of inverse relationship between risk and price thus makes sense in this situation. Statistics present teenagers as more vulnerable to … (more) October 23, 2009

  • Is your teenager automatically covered by your insurance?

    The coverage of your car insurance depends on your insurance carrier. Some carriers offer to automatically add the new drivers to the policy; some require the individual addition to the insurance coverage. In both cases, however, your premium increases. Because the addition of your teenager to the insurance may not be automatic, be sure to research and understand its coverage … (more) October 23, 2009

  • Will the repairer collect my car and deliver it back to me?

    If you use one of their recommended repairers, the repairer can collect your car and deliver it back to you free of charge but if you are using your own repairer, you will need to check with them. October 22, 2009

  • What is the importance of car insurance, full coverage?

    If you have a full coverage of car insurance, you can be rest-assured knowing that if an accident occurs, you won’t be paying as much as those who doesn’t. Having full coverage is very important because accidents can happen anytime. It will also cost you high for repairing if you don’t have the full coverage of car insurance. When you … (more) October 22, 2009

  • My teen is now insured. What can I do to cut costs?

    If you are trying to save money on the insurance premiums of your teen while they are on their policies, some strategies can be done. (1) You can take out home and car insurance policies through the same company. You may be able to benefit from a multiple-policy discount. (2) Talk to your children about safe driving. If you will … (more) October 22, 2009

  • What are the main types of car insurance?

    Accidents happen in our least expected time. You can be driving in the road and suddenly a car bumps into you. Events like this can happen to anyone. If this happens to you, car insurance will protect and help you repair your car. Though the federal law does not require it, all States have minimum insurance laws. Liability coverage is … (more) October 21, 2009

  • Does a car need to have your name on the title to get full car insurance coverage?

    For you to get the full car insurance coverage, policyholder would have to have his/her name on the title. If the car is yours the there is no problem but when you are planning to buy a car for a friend or an acquaintance the problem arises. In this situation, you have two options. First, you can either transfer the … (more) October 21, 2009

  • I’m going to college and since it’s going to be in another state, I want to take my car with me. If I decide to purchase a car insurance on my own, what are the things that I must consider?

    After acquiring your own driver’s license and learning how to properly drive, the next step to take is getting a car insurance. Be aware that you are not allowed to just drive your car on the streets without having auto insurance. Statistically wise, teenagers from 16-19 years old drive riskier than adults ranging from 65-69. Know the type of … (more) October 20, 2009

  • I’m 18-years old and I want to drive a car given by my parents. But they think that I should first get a car insurance. Is it really necessary?

    Getting car insurance is always a practical choice for anybody who owns a car. Based on recent statistics of auto accidents, teenagers emerged as the most often type of drivers that gets involved on a road mishap. The insurance company bases their rates on the probability of a driver to get involved in an accident. On the other hand, getting … (more) October 20, 2009

  • What do I have to remember when I buy car insurance online?

    Online insurance buyers are afraid of the possibility of being deceived the fake insurance sites online, so in order to be able to find a good and reliable deal, you will have to thoroughly research on the best auto insurance companies that are available. Find out if the company really exists through different mediums of information. Hunt through websites for … (more) October 19, 2009

  • Is it wise to buy car insurance online?

    Aside from purchasing food deliveries and eBay items, yes! It is safe and very practical to buy car insurance online. This is because insurances that are claimed to be bought online have to match up to the rates that are available through traditional insurance deals. This means that, not only are the prices reasonable, now you can easily access a … (more) October 19, 2009

  • How do you choose car insurance for young drivers?

    It’s quite easy to choose the car insurance premium for your teen. First, should consider that the insurance premiums are parallel to the type of car the teen will be driving. The more costly the car, especially when it’s a luxury car, the more expensive the insurance policy. Several insurance companies charge higher premiums for student driver insurance which is … (more) October 18, 2009

  • Why Get Car Insurance for Teenagers?

    Teenagers are a high spirited group of people who like to explore different methods in finding their identity. They like to go out to parties and other events that help them socialize with others. Among their ways of engaging in interpersonal interaction is travelling. Hence, they need a car. An insurance policy for a teenage driver is essential because it … (more) October 18, 2009

  • Why Shouldn’t You Lie to Your Car Insurance Company?

    No one can really hide from the truth. If you think the easiest way out of a high premium is keeping your insurance company from knowing the truth, then you really MUST start thinking. It is understandable that a lot of people want to bite on the possibility of lower premiums or really cheap auto insurance for their cars. In … (more) October 17, 2009

  • Why is My Insurance so Expensive?

    Car insurance is expensive but so is driving without insurance. But let us set aside the driving without insurance thing and concentrate more on why is your car insurance expensive. There are factors that car insurance companies take on to consideration on how to weigh the amount of your car insurance. Let us first discuss the commonly known factors affecting … (more) October 16, 2009

  • What are the Ways to Make Your Car Insurance Cheaper?

    Having problems with your expensive car insurance? Here are ways on how you can avail a car insurance that is very light on your wallet and does not compromise the good quality or policies of your car insurance: Have an alarm on your car: This could lessen the possibility of theft in your car. You can avail discount through … (more) October 15, 2009

  • What does the State of Texas Recommend a Motorist to Have in His Car Insurance?

    In every state there are different set of laws that is either unique to a single state or shares its uniqueness with few others more. Aside from laws there are also requirements that either a single state only has or has with others more. Just like in the Department of Insurance. In every state’s Department of Insurance there is a … (more) October 14, 2009

  • What are the Basic Facts about Rental Car Insurance?

    There are lots of queries on how to obtain car insurance of rental cars because this process is full of uncertainty and confusion. The question about whether existing auto insurance policy also covers rented vehicles can be addressed by taking the first step before renting a car. It is necessary that you should be knowledgeable about the coverage of your … (more) October 13, 2009