Auto Insurance Questions Archive for 2009

• If this is the case, would there be any ways that teens and college students can do to have their premium rates lowered?

  Fortunately yes. They can do things like growing up. When teens reached their 25th year they will be able to avail low priced insurance. Driving is all about experience. Yes one can learn driving by the help of a driving instructors or mentor or teacher. Indeed, but guess what? Experience is the best teacher. Majority of driving skills can be … (more) November 21, 2009

• How to have insurance rates for teens lowered?

  With being less careful on the roads, teens and college students are given a different price for their car insurance. It is higher than a regular rate given to older people. Statistical records are the basis for this kind of allocation. This is entirely independent of individual characteristics of teens and college students. Whether one does not fall to the … (more) November 21, 2009

• What are the things that insurance can do for us?

  Well, depending on what type of insurance did one avail of can fully suffice to answer this question in full details. However we can enumerate some which are as follow: medical bills (related to a car accident) assistance, damage repairs or to some extent replacement of vehicles, towing charges, lawsuits by other parties in case the accident was your fault, … (more) November 20, 2009

• Why do college students need car insurance?

  “Do I really need this?” this is the question that most people ask themselves if they are caught in a situation where they are deciding whether to buy or not an expensive item. Even if the purchase would cost you more than what your salary can pay you will tend to get it so long as it qualifies for a … (more) November 20, 2009

• Why are teens and college students considered as risky in driving?

  It is belief grounding on statistical data. Scientifically, based on researches, young people of age below 25 are too much curious about everything. They are on the age of exploration even on risk-taking activities. The nature of being “thrill-seeking” individuals of teens and college students can also affect their behavior in driving. Numbers verified this for teenagers were found to … (more) November 19, 2009

• Age does matter: Why insurance for teens and college students expensive?

  Being a teenager is costly. Indeed this is true in many aspects of life including car insurances. All car insurance companies have this predefined notion that drivers below 25 years of age must be group on the other end of the continuum labeled as too risky. Insurance business is not just about providing one help with the coverages it is … (more) November 19, 2009

• How can auto insurance help protect teens and college students?

  Younger drivers are given more expensive rates than older people. This is a trend common to all car insurance companies. The difference in pricing is not just a matter of cents, often teens and college students par 50% to 100 % more than the older people are paying. This is not a matter of having a senior citizen benefit or … (more) November 18, 2009

• Will working with a car insurance agent versus one online one be more beneficial with regards to my car insurance claims?

  The internet is a surefire way to get hold of any kind of information these days. Though it also has its disadvantages (like the rampant cases of identity theft crimes), it cannot be denied that it can sometimes replace a car insurance agent in some cases. If you only want to compare car insurance quotes, then going online seems to … (more) November 17, 2009

• Should I apply car insurance for my teenage son? Is possible to include him in my already existing car insurance?

  The answer to the first question is “YES”. It is not only illegal for someone, regardless of age, to be driving around town without car insurance; it is also a big mistake to be driving, unprotected. Almost all the states in the US have laws that consider driving without car insurance to be illegal. To drive without one is enough … (more) November 16, 2009

• How will I shop for the cheapest car insurance quote online?

  Shopping for a car insurance quote online has its advantages. One of which is that you get to compare different car insurance quotes from a number of car insurance companies in just one sitting. By going online, you can have an overview of different car insurance quotes and to what car insurance company you are most likely to apply without … (more) November 15, 2009

• When other people are driving my car, are they covered by the insurance policy?

  Most people are reluctant of having their friends, brothers or relatives to drive their cars for them because they are not sure if they could still claim insurance policies or if other people are covered by the policy. Who is insured to drive your vehicle? Is your spouse or daughter allowed by the policy to drive? Will your claims be … (more) November 14, 2009

• Is my car insurance affected by collision claims?

  Cars are big investments. Any person who possesses a car would deem it necessary to protect his valuable asset. Responsibilities of a driver are huge. These responsibilities include the safety of the passengers inside the vehicle, the pedestrians, the drivers whom he shares the road with, and including other people’s property. This is why insurance coverage is made for the … (more) November 13, 2009

• What is Car Insurance Full Coverage?

  The term Full Coverage is actually vague because it varies to every party using it. Lenders, borrowers and insurers have all their different meanings of the Full Coverage term in the car insurance world. Contrary to many notions, the term Full Coverage does not actually exist. When these different parties mention Full Coverage, they actually sometimes mean that there is … (more) November 12, 2009

• How do I know if my car is safe?

  Car safety is one of the primary considerations when buying a new car. Knowing if your new car is safe for you to drive or is safe enough to get on the road is an important consideration before grabbing one. Car safety features should be checked and tested to ensure safety for you and your family. Not only are lives … (more) November 11, 2009

• Why Do Teenagers Have Higher Insurance Premiums?

  I suppose many teenagers share the same sentiment. They’ve been driving ever since the state could legally issue them their license; they’ve kept a perfect driving record from never having to be pulled over to even using perfectly timed hand signals during driving. But why is they’re insurance still so expensive? Is it legal to charge teenagers that much for … (more) November 10, 2009

• Prices In Car Insurance Are Just Getting Higher Every Year. Is There Any Way That I Can Save On Insurance?

  Car insurance is not only an option for people to keep financially safe, it is a law. And like all laws it must be followed. With the rise of the oil market, Auto Insurance also has no other choice but to also increase their rates. Even through these hard times, auto insurance is still a good investment. As the age … (more) November 9, 2009

• I Want To Know How To Go About Getting Car Insurance For The First Time. What Do I Need To Do?

  Getting your first car is one of those firsts that many put into family photos. The ritual of looking for that perfect car that fits your budget is one that is most memorable. The dirty work on the other hand is the memories that we try to forget. We all remember the time we lost our first tooth but not … (more) November 8, 2009

• This May Seem Strange, But I Think Car Insurance Companies Do This. Do They?

  Many car companies receive a number of questions. Mainly regarding on how they compute their rates and what factors can contribute to their insurance coverage. This could be possible because we all know that car insurance is a topic not usually talked about in the dinner table, or anywhere for that matter. If a million dollar check were to be … (more) November 7, 2009

• Can Car Insurance Companies Actually Do These?

  There are many stories spreading across the internet and through word of mouth about car insurance. Some can be pointed out to be facts, some can also be a bent form of a truth and others are just straight out myths. How do we know which is true and which is not? Here are a few of those myths that … (more) November 6, 2009

• I’ve Heard A Lot Of Stories About Car Insurance And I Just Want To Know If It’s True?

  Car insurance is an idea that is not always pointed in the limelight and because of this; there are many ideas about car insurance that may arouse curiosity on whether or not it is true. These car myths spring up from mild common sense to the more bizarre creative reasoning. Here are a few car insurance myths that people usually … (more) November 5, 2009