Auto Insurance Questions Archive for 2009

  • What are the benefits on Car Insurance and Car Replacements for Senior Citizen?

    I am 70 years of age and a senior citizen; I suddenly lost my car in an accident. I just want to know if my car insurance covers replacing my lost vehicle. First of all, car insurance does not replace vehicles. If you lost a Toyota Camry in an accident, do not expect your car insurance company to deliver another … (more) December 11, 2009

  • Do I really need Gap Insurance for newly purchased car? Why?

    If you have just purchased a brand new car is still on the verge of paying for it, then car insurance companies and even auto dealers will strongly recommend you to apply for Gap Insurance. The reason for such is that Gap Insurance is designed to pay for the difference of the dealership price (the amount you paid for when … (more) December 10, 2009

  • Will switching from liability coverage over full coverage suffice my need to save on my car insurance?

    The answer to the question is “Yes”. With the current recession of the economy, a lot of people are now weighing the possibility of switching from full coverage to liability coverage. The odds of the switch are minimal and will definitely lower your monthly car insurance bill especially if you are confident about your driving skills. But put in mind … (more) December 9, 2009

  • Do I need to file a car insurance claim every time I meet I get involved in an accident?

    There is no need for you to file for a car insurance claim every time you meet an accident, especially the minor ones because doing so will eventually increase your premium in time. Before filing for a claim, weigh your options first. Usually, car insurance companies do not really mind one insurance claim, but if you go for repeated claims, … (more) December 8, 2009

  • How much car insurance coverage do I need?

    When you apply for car insurance, you will be faced with a lot of options. The best type of car insurance coverage will actually depend on your needs. That is why car insurance companies are giving you the power to customize your car insurance according to your needs and demands. Car insurance coverage is an important factor in your car … (more) December 7, 2009

  • How to file an auto injury claim?

    Every act of filing for a claim follows a process. If the claim is technically deviant to the standards of the insurance company, your claims are more likely to be rejected. In any act of claim, there is a need for you to provide pertinent documents and other data to prove the validity of the accident. It is your job … (more) December 6, 2009

  • How do I know if I am the driver at fault?

    It takes two to tango, yet in every accident, there will always be someone between two drivers on the road who takes full responsibility of the hassle. Indeed, if two drivers are manning the road according to traffic standards, no accident is more likely to happen. It is important to know who is at fault in an accident because … (more) December 5, 2009

  • What are my possible claims in a car accident?

    Nobody would want to get involved in any accident or any other hassles entailed with a much unexpected incident that caused harm and trouble to two parties. But accidents do really happen and you need to know what claims could you get from a hit especially if you are not the driver at-fault. Adjusters are responsible for evaluating the damages … (more) December 4, 2009

  • When should I file a claim?

    Meeting an accident is logically unexpected. It happens especially when you are all-geared up for a very special affair and all of a sudden you get hooked into dispute of whether you are at-fault or not. Once proven that the other driver is liable for the accident, all you need to do is file a claim. For instances when the … (more) December 3, 2009

  • Will My Sports Car Be Covered by a Special Policy?

    Sports cars are good possessions. They are valued at some point higher than other ordinary cars because of the activities they are involved in. They are faster and smaller that they tend to be prone to accidents compared to any other kind of vehicle. Insurance policies for sports car constantly evolve through time because their definition is ever-changing. No … (more) December 2, 2009

  • Why do your insurance rates go down by the time that you turn 25?

    One of the most special birthdays of a person is his/her 25th birthday. Not only would this age indicate that you are coming into maturity. In addition, whenever you are going to drive your car, and have car insurance, this may actually be important, because of the fact that it actually makes your insurance premium cheaper for you. In these … (more) December 1, 2009

  • What are the four basic kinds of car insurance?

    Whenever you are dealing with car insurance, it is important for you to have knowledge of the four basic kinds of it. This is because of the fact that these four different kinds have different coverage, as well as different car insurance rates to pay. Especially when you want to get the cheapest car insurance policy available without sacrificing the … (more) November 30, 2009

  • What are the different ways to cut costs on your teen’s car insurance?

    It is a sad thing that the insurance premiums that you have to pay for you teenager is relatively more expensive as compared to the car insurance premiums of adults. This is a very disheartening fact, especially in these hard economic times. However, you cannot just ignore getting car insurance for your teenager. This is because your teenager also needs … (more) November 29, 2009

  • What Are The Different Kinds Of Car Insurance?

    Car insurance is a subject that you can never do away with, at least while you own and drive a car. This is because it is the government itself who actually requires you to get car insurance, before you can be able to drive your car legally. In this case, as long as you do not want to break the … (more) November 28, 2009

  • It is worth to get the cheapest car insurance?

    Whenever you are going to drive a car, one of the most necessary decisions that you will have to make is choosing the right car insurance for you. In this case, remember that there are so many car insurance companies that offer different kinds of car insurance packages for every consumer’s needs. However, it is also true that the country … (more) November 27, 2009

  • Is it wise to insure a young driver?

    One of the most crucial decisions that you must make is deciding whether to insure your young driver or not. Especially in these hard economic times, insuring a young driver usually involves hesitations among parents. This is because insurance for young drivers involves relatively high costs. In fact, car insurance premiums for young drivers are higher than those offered to … (more) November 26, 2009

  • Is It Reliable To Get The Cheapest Car Insurance Available?

    Many people are aware that the country, if not the entire planet, is currently experiencing a global financial crisis. However, whenever you own a car, you just cannot cut costs by doing away with car insurance. This is because of the fact that every person who owns a car must be able to get car insurance, in able for them … (more) November 25, 2009

  • Is It Possible to Lower My Car Insurance Premium and Increase My Car Insurance Claim at the Same Time?

    The answer to the question is both a “YES” and a “NO”.  It is a yes to the possibility of lowering your car’s premium and increasing your car insurance claim. But a no to the possibility of doing both things at the same time simply because of the logic that you get your car insurance premium before an accident while … (more) November 24, 2009

  • How Do I Choose Car Insurance Premium For Teens And College Students?

    Car insurance offers a wide array of coverage to help drivers in cases of accidents. Mobility nowadays is an evil necessity considering it being highly essential to every aspect of human life and the threat of always being out in the open doesn’t make it inevitable. Transportation is one major medium for people’s movement. Thus for people today having his … (more) November 23, 2009

  • How can you cut costs on the insurance of your teenager?

    There are many parents who think twice whether to insure their respective teenagers or not. In fact, most parents actually choose to include teenagers in their own car insurance policies. However, whenever your teenager will drive a separate car from yours, it is necessary for them to actually get their own car insurance when they want to drive legally. Including … (more) November 22, 2009