Auto Insurance Questions Archive for August, 2009

  • To what extent will a ticket affect my car insurance?

    Know that the first ticket is pardonable and can do little to nothing to your car insurance. However, once you can allow subsequent tickets, there will be so much that will affect your auto insurance. August 24, 2009

  • How cheap is car insurance?

    Car insurance insures life and property, so they are not meant to be cheap. However if you are interested in the one that will cost the least, you can get Liability Insurance. August 24, 2009

  • Would I ensure my teenage driver?

    Nowadays, it is in the teenage years where one would start to drive. Undeniably, teenagers of the present generation feel more comfortable driving a car; some even make it an undeniable part of their lifestyle. This holds true even whether they actually own a car or not. In most cases, teenage drivers actually drive your car, and would be glad … (more) August 23, 2009

  • Can I get the insurance record of another car owner?

    No, this is against the law, because insurance records are protected under the federal and states laws. August 23, 2009

  • Do I need car insurance when I am just a learner?

    Yes, as long as you are behind the wheel you are already bear some responsibility as a driver. August 23, 2009

  • Can a ticket given in a state affect my auto insurance while in another state?

    Driver’s records are available in all states and it is always updated. So a speeding ticket awarded in a state will affect your auto insurance while you are in another state. August 23, 2009

  • Can a learner’s permit be used to get auto insurance?

    Yes. Since a learner’s permit allows you to stay behind a wheel (though with some conditions). August 23, 2009

  • What is Car Insurance Deductible?

    In a case of Comprehensive and Collision claim, an amount can be required for the policy holder  to pay when there is damage to the car in form of fire, vandalism and theft. August 23, 2009

  • What does car insurance covers?

    The basic coverage is the payment for damage to the automobile in case of accident and funding of the medical expense in case of bodily injury to the individual. August 23, 2009

  • How can I insure for my teenage child?

    You are allowed to insure member of your household by including them in the agreement and paying extra for it. August 23, 2009

  • What is the expense of car insurance?

    There are various factors that influence the expense on car insurance: Age: A teenager is expected to pay more since he/she is inexperienced. However a 25 year old will pay less, because he/she is considered to be experienced but not financially adequate to afford it, given that most of them are financially independent. Driving record: There is increased amount … (more) August 22, 2009

  • What is full insurance coverage?

    When we go to the literal meaning of full coverage, it simply does not exist. There are many types of car insurance coverage, but even though you exhaust all these coverage, you and your car would still not be fully covered. Actually, full insurance coverage is commonly referred to as physical damage coverage. In fact, full insurance coverage is used … (more) August 22, 2009

  • Why do premiums sometimes increase even at no fault accidents?

    It is common knowledge that if one is prone to accidents caused by traffic violations or simply reckless driving; it is also likely that one has to pay higher premiums. But when a driver is involved in a no fault accident, it is actually puzzling to see why, at certain occasions, premiums still increase. Imagine a scenario wherein you slow … (more) August 22, 2009

  • Why do I need to have an Auto Insurance?

    The aim of car insurance is to give financial security concerning auto dilemma as well as protection to the insured’s life in case of auto accidents. August 22, 2009

  • To what extent does Full Coverage Insurance pays for?

    The simple answer to that is already stipulated in the policy agreement. However, based on some states requirement it can go ahead to pay for the damage of other people involved as long as it is the policy holder that caused the accident. August 21, 2009

  • What are the types of car insurance?

    Liability: This is the most subscribed to. It caters for damage to the individual and automobile. No Fault: This particularly finance for the injured individual, in which medical expense are paid. Uninsured Motorist: This insurance is a requirement in some states only. This caters for the victims that are hit by uninsured drivers. Comprehensive and Collision: This pays for … (more) August 21, 2009

  • The Wisdom behind Insurance Coverage

    What are the characteristics of good insurance policy coverage? Car insurance companies offer many different insurance policy packages. These packages have different terms and coverage limits. These two elements of car insurance make a car insurance policy appealing enough to be purchased by policy shoppers. Policy shoppers are potential clients that will purchase an insurance policy. These terms and coverage … (more) August 20, 2009

  • The Affirmative Action Myth – Why do women get cheaper car insurance?

    Certain stereotypes exist about Female drivers and these are usually brought up anytime Male drivers apply for car insurance. In these cases, level of resentment from males towards females gets close to the brim as there seems to exist a bias towards Women as they get cheaper car insurance. Is this because of the existing stereotypes such as Women being … (more) August 20, 2009

  • Car Insurance – A Must-Have and Must-Know for Teenagers

    What are the things to consider when you are a teenagers and you would like to get car insurance?  Often adult drivers perceive teenagers as reckless, carefree and absolutely terrible when it comes to matters behind the wheel. A bunch of teenagers plus millions of raging hormones and an overdose of alcohol, topped off with speedy cars equals to disaster. … (more) August 19, 2009

  • What are the advantages of buying car insurance online?

    Because of technological advancement, almost everything under the sun is being offered in the internet. Today, car insurance joins the ranks of items in the internet market like food, clothing, music, videos and other services. Also, the internet has transformed into a more creative, convenient and laidback avenue not only for consumers but also for companies themselves. And as for … (more) August 19, 2009